Credit Report
Credit Report
Welcome to our credit report options. Here, you can choose how you would like to handle your credit report for the mortgage process.
You Cover the Cost
Take ControlCover Your Credit Report Cost
Key Points
- You Cover the Cost: You will handle the payment for your credit report.
- Obtain a Copy: Once the payment is made, we can provide you with a copy of the credit report.
- Reimbursement at Closing: You will need to reimburse us at closing.
Detailed Information
- Why You Might Choose This Option: By covering the cost yourself, you have the advantage of receiving a copy of your credit report, which you can use for other purposes if needed.
- Payment Process: To cover the cost, click the link below to make the payment via SmartPay. Once payment is made, we will be able to provide you with your credit report.
- Reimbursement: The payment you make will be reimbursed at the closing of your mortgage process.
We Cover the Cost
Get Your Credit Report on Us –Making Your Mortgage Process Easier!
Key Points
- No Cost to You: We will handle the payment for your credit report.
- Legal Restrictions: Due to legal requirements, we will not be able to provide you with a copy of the credit report.
- Obtain Your Copy: You will obtain your copy of the credit report on the closing day.
Detailed Information
- Why We Cover the Cost: We understand that obtaining a credit report can be an additional expense. By covering this cost, we aim to reduce your financial burden during the mortgage application process.
- Legal Restrictions Explanation: According to legal regulations, we are prohibited from distributing the credit report directly to you before the closing day. This ensures compliance with privacy laws and regulations.
- How It Works: Once you agree to let us cover the cost, we will proceed with obtaining your credit report. You do not need to take any further action. Your copy of the credit report will be provided to you on the closing day.
HAVE SOME QUESTIONS?
Understand Your Credit Report with Confidence
At MortgageCS, we help you navigate the complexities of your credit report, offering clear insights and expert advice. Whether you have questions about your score, potential impacts on your mortgage application, or how to improve your credit, our team is here to guide you every step of the way.
