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About Us

Your mortgage concierge service

Fast closings. Exceptional service. Fully-transparent rate options. We're your broker, financial advocate, and mortgage concierge team.

What makes MortgageCS different?

More than a rate. A team that has your back.

We're an experienced, independent team that works for you, not a bank. That means we're free to shop multiple lenders to build a loan strategy tailored to your goals, with ultra-competitive rates and minimal fees. We're on your side of the table, fighting for your best deal, not pushing whatever makes us the most money. But what really sets us apart is how we show up: we answer calls, reply to texts in minutes (not business days), and walk beside you from first conversation to closing day and beyond. When you work with us, you're not a loan number. You're family.

Meet the Team
More than a rate. A team that has your back.

Testimonials

We have worked with thousands of amazing homeowners.

“Highly recommend MortgageCS. The whole team made our experience purchasing a house a million times easier. They are communicative, clear, professional, and overall fantastic!”

Courtney Schilgen
Courtney Schilgen
September 2, 2026

“Ben, Alec, and the team at MortgageCS were incredibly helpful and made me feel comfortable and confident about the process of buying my first home. Their wealth of knowledge and quick responses for any questions/needs was truly appreciated. Can't recommend them enough!”

Johnny Dugan
Johnny Dugan
August 27, 2026

“Our family had excellent service from start to finish.<br>The staff is very knowledgeable and professional. They go the extra mile as needed to assist their client. We highly recommend them.<br>Thank you Alec, Christine, Chelsea & Shannon!!”

Deloy Godfrey
Deloy Godfrey
August 17, 2026

“Alec, Melissa, Shannon and Ben did a great job for us. everything went very smooth and feel like we are in good hands after closing on our first home! thanks to everyone at MortgageCS!! Will recommend as they were recommended to me!”

Thomas Izzo
Thomas Izzo
July 23, 2026

“Ben, Alec, Melissa, Shannon and the whole team at MortgageCS were fantastic to work with as my wife and I bought our first house in NJ. Communication was amazing and we felt supported throughout the entire process. Highly recommend the MortgageCS team to anyone looking for a PARTNER in the home buying process!”

Ethan Shibutani
Ethan Shibutani
July 20, 2026

“Amazing people and company! They got me a great rate and went above and beyond with their help through the entire mortgage process! I'll be using them again if I ever want to refinance. Would highly recommend.”

Steven Etgen
Steven Etgen
July 10, 2026

Areas we serve

Concierge service in 12 states across the country (and counting).

You shouldn’t have to go to a pushy lender or big bank for nationwide mortgage options. That’s why we’re licensed or registered in 12 states.

Our intuitive tech tools make it easy to get your loan closed, wherever you are in the U.S. We bring you small-town broker service with big-time reach.

Concierge service in 12 states across the country (and counting).
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A mortgage company you can trust

Our full-transparency promise

You've worked hard for what you have. Don't let pushy lenders turn your hard work into their profits with hidden costs and shady practices. Our Full-Transparency Promise will show you how much you can actually save.

  • Lender Matching

    We'll shop your loan around to several lenders and find an ideal match.

  • See Every Option

    We'll show you the actual rates available for your personal circumstances.

  • Unbiased Advice

    We'll recommend an ideal option based on the goals you identify.

  • Concierge Service

    Your Concierge Team will keep you in the know at every step of the process.

LEARN MORE

Discover your options with a no-pressure intro call.

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GET STARTED NOW

Quick-start your mortgage process and apply now.

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