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About Us

Your mortgage concierge service

Fast closings. Exceptional service. Fully-transparent rate options. We're your broker, financial advocate, and mortgage concierge team.

What makes MortgageCS different?

More than a rate. A team that has your back.

We're an experienced, independent team that works for you, not a bank. That means we're free to shop multiple lenders to build a loan strategy tailored to your goals, with ultra-competitive rates and minimal fees. We're on your side of the table, fighting for your best deal, not pushing whatever makes us the most money. But what really sets us apart is how we show up: we answer calls, reply to texts in minutes (not business days), and walk beside you from first conversation to closing day and beyond. When you work with us, you're not a loan number. You're family.

Meet the Team
More than a rate. A team that has your back.

Testimonials

We have worked with thousands of amazing homeowners.

“As first time homebuyers, Ben, Alec, Melissa and Shannon helped us have such a smooth closing process! From getting a loan to closing, they were so responsive and made this process as painless as possible. 10/10 recommend using them!”

Breana Larkins
Breana Larkins
November 3, 2026

“Very friendly and professional. They are knowledgeable about the local neighborhoods and were on top of all financial questions we had. They were quick to answer the phone and emails.”

Chris Chernesky
Chris Chernesky
October 21, 2026

“Alec and Ben were phenomenal to work with going through the home buying process! The whole MortgageCS team made things very easy and were clear on what was needed during a somewhat scary time as first time homebuyers. Made the process way easier. Highly recommend and will be recommending to friends!”

Lisa Patrolia
Lisa Patrolia
October 16, 2026

“Ben Alec and the team made the mortgage process easy. They even contacted me when rates dropped to refinance. They were able to beat all other lenders and are also easier to deal with. Would highly recommend them to anyone.”

Charlie Lefbvre
Charlie Lefbvre
September 30, 2026

“Highly recommend MortgageCS and the entire team. They made getting a mortgage loan a wonderful experience.<br>Ben, Christine & Chelsea handled every detail with great professionalism & efficiency.<br>Fantastic communication, they explained every detail and take the stress away from getting a loan.<br>Simply the BEST!”

Peg Christmann
Peg Christmann
September 18, 2026

“We worked with the team at MortgageCS, and would highly recommend. They're easy to communicate with, very customer-friendly, and everything was just smooth. When questions or challenges arose, they were on top of it. Buying a house can be stressful, but Alec, Ben, Melissa and the team make it so much easier! Couldn't ask for better.”

Jeremy
Jeremy
September 13, 2026

Areas we serve

Concierge service in 12 states across the country (and counting).

You shouldn’t have to go to a pushy lender or big bank for nationwide mortgage options. That’s why we’re licensed or registered in 12 states.

Our intuitive tech tools make it easy to get your loan closed, wherever you are in the U.S. We bring you small-town broker service with big-time reach.

Concierge service in 12 states across the country (and counting).
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A mortgage company you can trust

Our full-transparency promise

You've worked hard for what you have. Don't let pushy lenders turn your hard work into their profits with hidden costs and shady practices. Our Full-Transparency Promise will show you how much you can actually save.

  • Lender Matching

    We'll shop your loan around to several lenders and find an ideal match.

  • See Every Option

    We'll show you the actual rates available for your personal circumstances.

  • Unbiased Advice

    We'll recommend an ideal option based on the goals you identify.

  • Concierge Service

    Your Concierge Team will keep you in the know at every step of the process.

LEARN MORE

Discover your options with a no-pressure intro call.

Schedule a Meeting

GET STARTED NOW

Quick-start your mortgage process and apply now.

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