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2026 Conforming Loan Limits

Find conventional loan limits for your county. These limits determine the maximum loan amount for conforming mortgages.

About Conforming Loan Limits

Conforming loan limits are the maximum loan amounts for mortgages that can be purchased by Fannie Mae and Freddie Mac. Loans above these limits are considered jumbo loans and have different qualification requirements and rates.

High-Cost Areas

Some counties have higher loan limits due to elevated home prices. The baseline conforming loan limit for 2026 is $832,750, but high-cost areas can have limits up to $1,249,125 for single-family homes.

Find Your County's Loan Limits

County State 1 Unit
Adams CountyPA$832,750
Allegheny CountyPA$832,750
Armstrong CountyPA$832,750
Beaver CountyPA$832,750
Bedford CountyPA$832,750
Berks CountyPA$832,750
Blair CountyPA$832,750
Bradford CountyPA$832,750
Bucks CountyPA$832,750
Butler CountyPA$832,750
Cambria CountyPA$832,750
Cameron CountyPA$832,750
Carbon CountyPA$832,750
Centre CountyPA$832,750
Chester CountyPA$832,750
Clarion CountyPA$832,750
Clearfield CountyPA$832,750
Clinton CountyPA$832,750
Columbia CountyPA$832,750
Crawford CountyPA$832,750
Cumberland CountyPA$832,750
Dauphin CountyPA$832,750
Delaware CountyPA$832,750
Elk CountyPA$832,750
Erie CountyPA$832,750

READY TO GET STARTED?

Find out how much home you can afford.

Our loan officers can help you understand how loan limits affect your financing options and find the right loan for your situation.

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