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Last updated: November 2, 2026. Figures below are the 2026 limits now in effect.
Conforming loan limits set the largest mortgage that Fannie Mae and Freddie Mac can buy, so they determine whether your loan counts as a standard conventional loan or a jumbo loan. The 2027 limits have not been announced yet. The U.S. Federal Housing Finance Agency (FHFA) usually announces the next year's limits in late November, and they take effect January 1. Until then, the 2026 limits below apply. We will update this page as soon as the 2027 figures are released.
Based in Newtown, PA (Bucks County), MortgageCS helps buyers and homeowners in Pennsylvania, New Jersey, California, Colorado, Delaware, the District of Columbia, Florida, Maryland, Massachusetts, South Carolina, Virginia and Washington. Below you'll find the national limits, an explanation of conforming, jumbo and FHA limits, and county-by-county tables for PA and NJ.
| Property type | Baseline limit (most U.S. counties) | High-cost area ceiling |
|---|---|---|
| 1 unit | $832,750 | $1,249,125 |
| 2 units | $1,066,250 | $1,599,375 |
| 3 units | $1,288,800 | $1,933,200 |
| 4 units | $1,601,750 | $2,402,625 |
Conforming (conventional) loan limits are set each year by FHFA. A conventional loan at or below your county's limit can be bought by Fannie Mae or Freddie Mac. Loans between the baseline and your county's high-cost limit are often called "high-balance" conforming loans. Learn about conventional loans.
Jumbo loans are mortgages above the conforming limit for your county and property type. Lenders set their own guidelines for these loans, which often include a larger down payment, higher credit scores and more cash reserves. Rates and terms vary. Learn about jumbo loans.
FHA loan limits are set by HUD and cap the size of FHA-insured loans. They are calculated separately from conforming limits. In 2026 the FHA one-unit floor (lower-cost counties) is $541,287 and the high-cost ceiling is $1,249,125. Many metro areas fall in between. Learn about FHA loans.
| 2026 FHA limits | 1 unit | 2 units | 3 units | 4 units |
|---|---|---|---|---|
| Floor (low-cost areas) | $541,287 | $693,050 | $837,700 | $1,041,125 |
| Ceiling (high-cost areas) | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
Limits are based on the original loan amount and on the county where the property is located.
In 2026, 66 of Pennsylvania's 67 counties use the $832,750 baseline conforming limit. Pike County is the exception, at $1,209,750. FHA limits are higher than the $541,287 floor in the five Philadelphia-area counties (Bucks, Chester, Delaware, Montgomery and Philadelphia: $630,200). Every other PA county uses the FHA floor. Bold figures are above the baseline (conforming) or the floor (FHA).
| County | Conforming 1-unit (2026) | FHA 1-unit (2026) |
|---|---|---|
| Adams County | $832,750 | $541,287 |
| Allegheny County | $832,750 | $541,287 |
| Armstrong County | $832,750 | $541,287 |
| Beaver County | $832,750 | $541,287 |
| Bedford County | $832,750 | $541,287 |
| Berks County | $832,750 | $541,287 |
| Blair County | $832,750 | $541,287 |
| Bradford County | $832,750 | $541,287 |
| Bucks County | $832,750 | $630,200 |
| Butler County | $832,750 | $541,287 |
| Cambria County | $832,750 | $541,287 |
| Cameron County | $832,750 | $541,287 |
| Carbon County | $832,750 | $541,287 |
| Centre County | $832,750 | $541,287 |
| Chester County | $832,750 | $630,200 |
| Clarion County | $832,750 | $541,287 |
| Clearfield County | $832,750 | $541,287 |
| Clinton County | $832,750 | $541,287 |
| Columbia County | $832,750 | $541,287 |
| Crawford County | $832,750 | $541,287 |
| Cumberland County | $832,750 | $541,287 |
| Dauphin County | $832,750 | $541,287 |
| Delaware County | $832,750 | $630,200 |
| Elk County | $832,750 | $541,287 |
| Erie County | $832,750 | $541,287 |
| Fayette County | $832,750 | $541,287 |
| Forest County | $832,750 | $541,287 |
| Franklin County | $832,750 | $541,287 |
| Fulton County | $832,750 | $541,287 |
| Greene County | $832,750 | $541,287 |
| Huntingdon County | $832,750 | $541,287 |
| Indiana County | $832,750 | $541,287 |
| Jefferson County | $832,750 | $541,287 |
| Juniata County | $832,750 | $541,287 |
| Lackawanna County | $832,750 | $541,287 |
| Lancaster County | $832,750 | $541,287 |
| Lawrence County | $832,750 | $541,287 |
| Lebanon County | $832,750 | $541,287 |
| Lehigh County | $832,750 | $541,287 |
| Luzerne County | $832,750 | $541,287 |
| Lycoming County | $832,750 | $541,287 |
| McKean County | $832,750 | $541,287 |
| Mercer County | $832,750 | $541,287 |
| Mifflin County | $832,750 | $541,287 |
| Monroe County | $832,750 | $541,287 |
| Montgomery County | $832,750 | $630,200 |
| Montour County | $832,750 | $541,287 |
| Northampton County | $832,750 | $541,287 |
| Northumberland County | $832,750 | $541,287 |
| Perry County | $832,750 | $541,287 |
| Philadelphia County | $832,750 | $630,200 |
| Pike County | $1,209,750 | $541,287 |
| Potter County | $832,750 | $541,287 |
| Schuylkill County | $832,750 | $541,287 |
| Snyder County | $832,750 | $541,287 |
| Somerset County | $832,750 | $541,287 |
| Sullivan County | $832,750 | $541,287 |
| Susquehanna County | $832,750 | $541,287 |
| Tioga County | $832,750 | $541,287 |
| Union County | $832,750 | $541,287 |
| Venango County | $832,750 | $541,287 |
| Warren County | $832,750 | $541,287 |
| Washington County | $832,750 | $541,287 |
| Wayne County | $832,750 | $541,287 |
| Westmoreland County | $832,750 | $541,287 |
| Wyoming County | $832,750 | $541,287 |
| York County | $832,750 | $541,287 |
In 2026, 12 New Jersey counties in the New York metro area have a one-unit conforming limit of $1,209,750: Bergen, Essex, Hudson, Hunterdon, Middlesex, Monmouth, Morris, Ocean, Passaic, Somerset, Sussex and Union. The other nine counties use the $832,750 baseline. For FHA, the same 12 counties are at the 2026 FHA ceiling of $1,249,125. Atlantic and Cape May are at $730,250, and Burlington, Camden, Gloucester and Salem (Philadelphia metro) are at $630,200.
| County | Conforming 1-unit (2026) | FHA 1-unit (2026) |
|---|---|---|
| Atlantic County | $832,750 | $730,250 |
| Bergen County | $1,209,750 | $1,249,125 |
| Burlington County | $832,750 | $630,200 |
| Camden County | $832,750 | $630,200 |
| Cape May County | $832,750 | $730,250 |
| Cumberland County | $832,750 | $541,287 |
| Essex County | $1,209,750 | $1,249,125 |
| Gloucester County | $832,750 | $630,200 |
| Hudson County | $1,209,750 | $1,249,125 |
| Hunterdon County | $1,209,750 | $1,249,125 |
| Mercer County | $832,750 | $541,287 |
| Middlesex County | $1,209,750 | $1,249,125 |
| Monmouth County | $1,209,750 | $1,249,125 |
| Morris County | $1,209,750 | $1,249,125 |
| Ocean County | $1,209,750 | $1,249,125 |
| Passaic County | $1,209,750 | $1,249,125 |
| Salem County | $832,750 | $630,200 |
| Somerset County | $1,209,750 | $1,249,125 |
| Sussex County | $1,209,750 | $1,249,125 |
| Union County | $1,209,750 | $1,249,125 |
| Warren County | $832,750 | $541,287 |
For 2-, 3- and 4-unit limits, see FHFA's county file or ask your loan officer.
MortgageCS also works with buyers in California, Colorado and Florida, where limits vary more from county to county. In 2026, several California counties, including Los Angeles, Orange, San Francisco, San Mateo, Santa Clara and Alameda, are at the $1,249,125 ceiling. In Colorado, the Denver metro is at $862,500, and mountain counties such as Eagle, Pitkin and Summit are higher. In Florida, all counties except Monroe (the Keys, $990,150) use the baseline. Look up any county in the county lookup on this page, with FHFA's Conforming Loan Limit Values Map, or with HUD's FHA Mortgage Limits lookup. License details for every state are on our State Licensing page.
Pennsylvania and New Jersey limits are in the tables above. Conforming limits for the other states where MortgageCS is licensed or registered are in the tables below. Choose any other state to load its counties.
Data as of November 2, 2026. Conforming limits are published by the Federal Housing Finance Agency (FHFA). FHA limits are published by HUD.
| County | State | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|---|
| Alameda County | CA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Alpine County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Amador County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Butte County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Calaveras County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Colusa County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Contra Costa County | CA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Del Norte County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| El Dorado County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Fresno County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Glenn County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Humboldt County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Imperial County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Inyo County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Kern County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Kings County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lake County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lassen County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Los Angeles County | CA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Madera County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Marin County | CA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Mariposa County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Mendocino County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Merced County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Modoc County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Mono County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Monterey County | CA | $994,750 | $1,273,450 | $1,539,350 | $1,913,000 |
| Napa County | CA | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| Nevada County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Orange County | CA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Placer County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Plumas County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Riverside County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Sacramento County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| San Benito County | CA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| San Bernardino County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| San Diego County | CA | $1,104,000 | $1,413,350 | $1,708,400 | $2,123,100 |
| San Francisco County | CA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| San Joaquin County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| San Luis Obispo County | CA | $1,000,500 | $1,280,850 | $1,548,250 | $1,924,100 |
| San Mateo County | CA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Santa Barbara County | CA | $941,850 | $1,205,750 | $1,457,450 | $1,811,300 |
| Santa Clara County | CA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Santa Cruz County | CA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Shasta County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Sierra County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Siskiyou County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Solano County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Sonoma County | CA | $897,000 | $1,148,350 | $1,388,050 | $1,725,050 |
| Stanislaus County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Sutter County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Tehama County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Trinity County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Tulare County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Tuolumne County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Ventura County | CA | $1,035,000 | $1,325,000 | $1,601,600 | $1,990,450 |
| Yolo County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Yuba County | CA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| County | State | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|---|
| Adams County | CO | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| Alamosa County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Arapahoe County | CO | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| Archuleta County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Baca County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Bent County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Boulder County | CO | $879,750 | $1,126,250 | $1,361,350 | $1,691,850 |
| Broomfield County | CO | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| Chaffee County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Cheyenne County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Clear Creek County | CO | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| Conejos County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Costilla County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Crowley County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Custer County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Delta County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Denver County | CO | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| Dolores County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Douglas County | CO | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| Eagle County | CO | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Elbert County | CO | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| El Paso County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Fremont County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Garfield County | CO | $1,209,750 | $1,548,975 | $1,872,225 | $2,326,875 |
| Gilpin County | CO | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| Grand County | CO | $883,200 | $1,130,650 | $1,366,700 | $1,698,500 |
| Gunnison County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Hinsdale County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Huerfano County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Jackson County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Jefferson County | CO | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| Kiowa County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Kit Carson County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lake County | CO | $1,092,500 | $1,398,600 | $1,690,600 | $2,101,000 |
| La Plata County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Larimer County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Las Animas County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lincoln County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Logan County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Mesa County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Mineral County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Moffat County | CO | $1,089,050 | $1,394,200 | $1,685,250 | $2,094,350 |
| Montezuma County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Montrose County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Morgan County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Otero County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Ouray County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Park County | CO | $862,500 | $1,104,150 | $1,334,700 | $1,658,700 |
| Phillips County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Pitkin County | CO | $1,209,750 | $1,548,975 | $1,872,225 | $2,326,875 |
| Prowers County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Pueblo County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Rio Blanco County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Rio Grande County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Routt County | CO | $1,089,050 | $1,394,200 | $1,685,250 | $2,094,350 |
| Saguache County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| San Juan County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| San Miguel County | CO | $994,750 | $1,273,450 | $1,539,350 | $1,913,000 |
| Sedgwick County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Summit County | CO | $1,092,500 | $1,398,600 | $1,690,600 | $2,101,000 |
| Teller County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Washington County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Weld County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Yuma County | CO | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| County | State | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|---|
| District Of Columbia | DC | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| County | State | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|---|
| Kent County | DE | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| New Castle County | DE | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Sussex County | DE | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| County | State | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|---|
| Alachua County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Baker County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Bay County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Bradford County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Brevard County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Broward County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Calhoun County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Charlotte County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Citrus County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Clay County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Collier County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Columbia County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Desoto County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Dixie County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Duval County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Escambia County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Flagler County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Franklin County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Gadsden County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Gilchrist County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Glades County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Gulf County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Hamilton County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Hardee County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Hendry County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Hernando County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Highlands County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Hillsborough County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Holmes County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Indian River County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Jackson County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Jefferson County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lafayette County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lake County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lee County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Leon County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Levy County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Liberty County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Madison County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Manatee County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Marion County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Martin County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Miami-dade County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Monroe County | FL | $990,150 | $1,267,600 | $1,532,200 | $1,904,150 |
| Nassau County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Okaloosa County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Okeechobee County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Orange County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Osceola County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Palm Beach County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Pasco County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Pinellas County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Polk County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Putnam County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| St. Johns County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| St. Lucie County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Santa Rosa County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Sarasota County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Seminole County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Sumter County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Suwannee County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Taylor County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Union County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Volusia County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Wakulla County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Walton County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Washington County | FL | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| County | State | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|---|
| Allegany County | MD | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Anne Arundel County | MD | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Baltimore County | MD | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Calvert County | MD | $1,209,750 | $1,548,975 | $1,872,225 | $2,326,875 |
| Caroline County | MD | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Carroll County | MD | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Cecil County | MD | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Charles County | MD | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Dorchester County | MD | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Frederick County | MD | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Garrett County | MD | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Harford County | MD | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Howard County | MD | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Kent County | MD | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Montgomery County | MD | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Prince George's County | MD | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Queen Anne's County | MD | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| St. Mary's County | MD | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Somerset County | MD | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Talbot County | MD | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Washington County | MD | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Wicomico County | MD | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Worcester County | MD | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Baltimore City | MD | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| County | State | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|---|
| Barnstable County | MA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Berkshire County | MA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Bristol County | MA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Dukes County | MA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Essex County | MA | $962,550 | $1,232,250 | $1,489,500 | $1,851,100 |
| Franklin County | MA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Hampden County | MA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Hampshire County | MA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Middlesex County | MA | $962,550 | $1,232,250 | $1,489,500 | $1,851,100 |
| Nantucket County | MA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Norfolk County | MA | $962,550 | $1,232,250 | $1,489,500 | $1,851,100 |
| Plymouth County | MA | $962,550 | $1,232,250 | $1,489,500 | $1,851,100 |
| Suffolk County | MA | $962,550 | $1,232,250 | $1,489,500 | $1,851,100 |
| Worcester County | MA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| County | State | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|---|
| Abbeville County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Aiken County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Allendale County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Anderson County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Bamberg County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Barnwell County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Beaufort County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Berkeley County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Calhoun County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Charleston County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Cherokee County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Chester County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Chesterfield County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Clarendon County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Colleton County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Darlington County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Dillon County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Dorchester County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Edgefield County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Fairfield County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Florence County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Georgetown County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Greenville County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Greenwood County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Hampton County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Horry County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Jasper County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Kershaw County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lancaster County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Laurens County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lee County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lexington County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Mccormick County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Marion County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Marlboro County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Newberry County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Oconee County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Orangeburg County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Pickens County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Richland County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Saluda County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Spartanburg County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Sumter County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Union County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Williamsburg County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| York County | SC | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| County | State | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|---|
| Accomack County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Albemarle County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Alleghany County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Amelia County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Amherst County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Appomattox County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Arlington County | VA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Augusta County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Bath County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Bedford County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Bland County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Botetourt County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Brunswick County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Buchanan County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Buckingham County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Campbell County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Caroline County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Carroll County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Charles City County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Charlotte County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Chesterfield County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Clarke County | VA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Craig County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Culpeper County | VA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Cumberland County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Dickenson County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Dinwiddie County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Essex County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Fairfax County | VA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Fauquier County | VA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Floyd County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Fluvanna County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Franklin County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Frederick County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Giles County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Gloucester County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Goochland County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Grayson County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Greene County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Greensville County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Halifax County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Hanover County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Henrico County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Henry County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Highland County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Isle Of Wight County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| James City County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| King And Queen County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| King George County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| King William County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lancaster County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lee County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Loudoun County | VA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Louisa County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lunenburg County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Madison County | VA | $1,209,750 | $1,548,975 | $1,872,225 | $2,326,875 |
| Mathews County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Mecklenburg County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Middlesex County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Montgomery County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Nelson County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| New Kent County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Northampton County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Northumberland County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Nottoway County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Orange County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Page County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Patrick County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Pittsylvania County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Powhatan County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Prince Edward County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Prince George County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Prince William County | VA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Pulaski County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Rappahannock County | VA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Richmond County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Roanoke County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Rockbridge County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Rockingham County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Russell County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Scott County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Shenandoah County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Smyth County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Southampton County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Spotsylvania County | VA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Stafford County | VA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Surry County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Sussex County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Tazewell County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Warren County | VA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Washington County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Westmoreland County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Wise County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Wythe County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| York County | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Alexandria City | VA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Bristol City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Buena Vista City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Charlottesville City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Chesapeake City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Colonial Heights City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Covington City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Danville City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Emporia City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Fairfax City | VA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Falls Church City | VA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Franklin City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Fredericksburg City | VA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Galax City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Hampton City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Harrisonburg City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Hopewell City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lexington City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lynchburg City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Manassas City | VA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Manassas Park City | VA | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 |
| Martinsville City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Newport News City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Norfolk City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Norton City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Petersburg City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Poquoson City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Portsmouth City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Radford City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Richmond City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Roanoke City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Salem City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Staunton City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Suffolk City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Virginia Beach City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Waynesboro City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Williamsburg City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Winchester City | VA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| County | State | 1 Unit | 2 Units | 3 Units | 4 Units |
|---|---|---|---|---|---|
| Adams County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Asotin County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Benton County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Chelan County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Clallam County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Clark County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Columbia County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Cowlitz County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Douglas County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Ferry County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Franklin County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Garfield County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Grant County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Grays Harbor County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Island County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Jefferson County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| King County | WA | $1,063,750 | $1,361,800 | $1,646,100 | $2,045,700 |
| Kitsap County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Kittitas County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Klickitat County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lewis County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Lincoln County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Mason County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Okanogan County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Pacific County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Pend Oreille County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Pierce County | WA | $1,063,750 | $1,361,800 | $1,646,100 | $2,045,700 |
| San Juan County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Skagit County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Skamania County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Snohomish County | WA | $1,063,750 | $1,361,800 | $1,646,100 | $2,045,700 |
| Spokane County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Stevens County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Thurston County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Wahkiakum County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Walla Walla County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Whatcom County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Whitman County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
| Yakima County | WA | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 |
FHFA has not yet announced the 2027 conforming loan limits. FHFA typically publishes the next year's limits in late November, and they take effect January 1. Until then, the 2026 limits apply: $832,750 for a one-unit home in most U.S. counties, and up to $1,249,125 in high-cost areas. We will update this page when FHFA releases the 2027 figures.
For 2026, the baseline conforming loan limit for a one-unit property is $832,750 in most of the U.S. The high-cost-area ceiling is $1,249,125 (150% of the baseline). Limits for 2–4 unit properties are higher: $1,066,250, $1,288,800 and $1,601,750 at the baseline.
In 2026, 66 of Pennsylvania's 67 counties, including Bucks, Montgomery, Chester, Delaware and Philadelphia, use the $832,750 baseline limit for a one-unit home. Pike County has a higher limit of $1,209,750.
In 2026, 12 northern and central New Jersey counties in the New York metro area (Bergen, Essex, Hudson, Hunterdon, Middlesex, Monmouth, Morris, Ocean, Passaic, Somerset, Sussex and Union) have a one-unit limit of $1,209,750. The other nine New Jersey counties use the $832,750 baseline.
A loan above your county's conforming limit is called a jumbo (non-conforming) loan. Fannie Mae and Freddie Mac can't buy it, so lenders apply their own guidelines. Jumbo loans often call for a larger down payment, higher credit scores and more cash reserves, and their rates and terms can differ from conforming loans. Some borrowers make a larger down payment to bring the loan under the limit. Others use a jumbo loan or another program. A loan officer can help you compare these options.
Conforming limits, set by FHFA, cap the size of conventional loans that Fannie Mae and Freddie Mac can buy. FHA limits, set by HUD, cap the size of FHA-insured loans. They are calculated separately. In 2026 the FHA 'floor' for a one-unit home in lower-cost counties is $541,287, and the FHA ceiling in high-cost areas is $1,249,125. In the Philadelphia metro, for example, the 2026 FHA one-unit limit is $630,200, while the conforming limit is $832,750.
Loan limits are one part of the picture. Your down payment, property type and goals matter too. A MortgageCS loan officer can look at your situation, explain which programs you may qualify for, and compare conforming, jumbo and FHA options side by side.
Loan limits are published by FHFA and HUD and can change. Contact us to confirm the limit for your specific property. MortgageCS is a mortgage broker and does not make credit decisions. Each loan is subject to the lender's underwriting guidelines, property eligibility and borrower qualification, and not all applicants will qualify. Loan terms and availability are set by the lender and may change. NMLS ID # 1464766 (www.nmlsconsumeraccess.org). Equal Housing Opportunity.
