Loan Features
Financing strategies to fit your needs.
Buydowns, 100% financing, and other options to make homeownership more affordable.
Loan features
Beyond the basics.
Sometimes a standard loan doesn't quite fit. Maybe you want a lower payment in the first few years while you're getting established. Or you qualify for 100% financing through VA or FHA programs. These features can be combined with different loan types to create the right solution for you.
Explore features
Financing strategies and options
These features can be combined with various loan programs to create a customized solution.
3-2-1 Buydown
Reduce your rate by 3% in year one, 2% in year two, and 1% in year three. Great when sellers offer concessions.
2-1 Buydown
Lower your rate by 2% in year one and 1% in year two. A popular option for easing into your mortgage payment.
Permanent Buydown
Pay discount points upfront to permanently reduce your interest rate for the life of your loan.
Interest-Only Payments
Pay only interest for an initial period, keeping your monthly payments lower while you get established.
100% Financing
Buy a home with no down payment through VA, USDA, or down payment assistance programs.
Low Down Payment
Put as little as 3% down with conventional loans or 3.5% with FHA. Keep more cash in your pocket.
A mortgage company you can trust
Our full-transparency promise
You've worked hard for what you have. Don't let pushy lenders turn your hard work into their profits with hidden costs and shady practices. Our Full-Transparency Promise will show you how much you can actually save.
Lender Matching
We'll shop your loan around to several lenders and find an ideal match.
See Every Option
We'll show you the actual rates available for your personal circumstances.
Unbiased Advice
We'll recommend an ideal option based on the goals you identify.
Concierge Service
Your Concierge Team will keep you in the know at every step of the process.
