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Fast thorough prequalification letters to help you win your deal.

Fast closings. Exceptional service. Fully-transparent rate options.

Stay prepared in a competitive market

Get prequalified in just 30 minutes with a few simple steps.

In today's competitive market, preparation is crucial! You'll need a top-notch prequalification letter and trustworthy mortgage company to ensure you stand a chance. Unlike pushy lenders and big banks, we'll help you determine what you can REALLY afford in our fast, thorough prequalification process.

Get prequalified in just 30 minutes with a few simple steps.

Need fast advice? We are here to help

✓ Talk to Us Directly

You never have to jump through hoops to reach us.

Complete Application

When others are closed, we are open

✓ 24/7 Availability

We are always here to answer your questions.

Upload Documents

We are here to help you save

✓ No Hidden Fees

We never charge for rate quotes or applications.

Schedule a Call

Expert guidance and 24/7 availability

The prequalification is just the start. We're here every step of the way!

When you get prequalified with us, we're here as your trusted mortgage resource. We're available on evenings and weekends so you can get an updated prequalification letter or expert advice any time you need it!

  • Unbiased Advice

    We're here as a resource so you can act in your financial best interest.

  • Transparent Costs

    We can walk your through pricing breakdowns before you make an offer.

  • 24/7 Availability

    Call or text us on evenings and weekends for quick prequalification updates.

  • Concierge Service

    Our Concierge Team will jump into action when you get an offer accepted!

Expert guidance for your home search

Need a real estate agent? We'll connect you with a trusted local expert.

When you want to find your dream home and get an offer accepted, you'll need a rockstar real estate agent by your side. Their local market knowledge and experience combined with a strong prequalification from us will help you stand out from the crowd! If you're not already working with an agent, call us today and we'll recommend a trusted agent in your area.

Need a real estate agent? We'll connect you with a trusted local expert.

Prequalification questions

Common questions about getting prequalified

View all FAQs · Not ready to buy yet? Set up rate monitoring and we'll let you know when rates drop.

Expertise you can trust

Hear from real homebuyers who got prequalified with MortgageCS.

Every mortgage company will claim to offer the best rates, service, and mortgage experience. Instead of taking our word for it, read our most recent client reviews below so you can trust that we're the real deal!

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Jim McKeown
January 22, 2026

10 stars. This was hands down the best customer service I have ever experienced. The MortgageCS team is friendly, professional, knowledgeable, and genuinely available whenever you need them. They got us a fantastic rate, competitive closing costs, and most importantly, walked us through every step of this complicated process. We did not have a realtor, so their extra input and guidance provided enormous comfort & security to my wife & I. I cannot recommend them highly enough. A huge 'thank you' to Alec, Ben, Melissa, and Shannon for the help this past month 🙌❤️

Stay prepared in your home search

Take the next step to get your offer accepted.

Need a fast, thorough prequalification letter to jumpstart your home search? Get prequalified with us in just 30 minutes.

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