Calculator Disclosures

External Calculator Tools

MortgageCS provides links to third-party mortgage calculators as a convenience to help you estimate potential loan scenarios. These calculators are hosted and maintained by external websites and are not owned, operated, or controlled by MortgageCS.

Important Disclaimers

• Estimates Only: Calculator results are estimates for informational and educational purposes only. They are not a commitment to lend, a loan approval, or a guarantee of any specific terms, rates, or payment amounts.
• Third-Party Content: We are not responsible for the accuracy, completeness, or reliability of calculations provided by third-party websites. Each external calculator may use different assumptions, formulas, and methodologies.
• Actual Terms May Vary: Your actual loan terms, including interest rate, monthly payment, and closing costs, will be determined based on your complete application, credit profile, property details, and current market conditions at the time of your loan.
• No Endorsement: Links to external calculators do not constitute an endorsement of those websites or their services. We encourage you to review the privacy policies and terms of use of any third-party sites you visit.

Factors Not Included in Basic Calculations

Most online mortgage calculators provide simplified estimates that may not account for all costs associated with homeownership, including but not limited to:

• Private Mortgage Insurance (PMI) for loans with less than 20% down payment
• Property taxes, which vary by location and property value
• Homeowners insurance premiums
• HOA fees and special assessments
• Closing costs and prepaid expenses
• Potential rate adjustments for adjustable-rate mortgages (ARMs)

Get Accurate Figures

For accurate loan terms tailored to your specific situation, we encourage you to speak directly with one of our loan officers. We'll provide you with a detailed Loan Estimate that reflects your actual financial profile and current market rates.