MORTGAGES REIMAGINED
You deserve confidence and clarity.
Let's face it - mortgage shopping is confusing. Pushy lenders will try to rocket you through a loan without showing you all your options or considering your goals. They want you to make a snap decision on your biggest asset - your home. You should never have to choose a mortgage without seeing the full picture.
WHO WE ARE
A full-transparency broker working for you.
At MortgageCS, we show you real rate options that empower you to make smart mortgage decisions with our easy-to-use tech tools.
Get a strong prequalification letter in just 30 minutes so you can move fast to win your dream home in a competitive market.
Whether you want to save money with a better rate or take cash out, we’ll help you achieve your financial goals.
Before you start your home search, we’ll review your financial situation and offer unbiased advice to set you up for success.
our philosophy
When you win, we all win.
Unlike pushy lenders, we work in your best interest! We compare rates between multiple lenders to find a deal that makes the most sense for you. Our top priority is your financial big picture, not our bottom line.
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Happy Homeowners Served
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5-Star Google Reviews
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Happy Homeowners Served
The entire MortgageCS team is amazing! We cannot say enough good things about them. From the start of the process until settlement (and after!) they were always available, responded quickly, and made the process seem easy. They have a great team that keeps you updated throughout, works to get you the best loan, and keeps the process moving in a timely manner. We closed on the date we needed and they were at settlement and made that seamless. We cannot thank them enough and would recommend to anyone!
Geoffrey Labe
01:27 25 Nov 22
Ben, Alec, and the entire team at MortgageCS made the process of securing a mortgage downright easy. The clarity and frequency of their communication eased any anxiety we had about the process. They were available what seemed like 24/7 to respond to our questions and concerns, helping us to lock in our rate at the perfect time.The team also has an amazing ability to break down what is normally an intimidating process into very easy to understand steps. We felt extremely comfortable because of the transparency and knowledge they provided along the way. We can’t recommend MortgageCS enough!
Madeline Ciesielski Reigh
18:42 23 Nov 22
Ben, Alec and Melissa made a complicated process go very smoothly. We would use them again.Frank & Tina
Frank Gregor
14:06 22 Nov 22
Everyone (I think I talked to 4 different people) were so easy to communicate with. They never made me feel like I should already know the answer to the question I was asking. They were professional, but also casual/easy to talk to. Lastly, they’re in your corner and want to make sure you don’t have even the smallest question unanswered. They’re amazing.
JB VanDame
17:36 15 Nov 22
Ben represented the buyer on one of my listings. He was easy to get in touch with and very communicative throughout the entire process. I would highly recommend him if you’re looking to purchase a home and need financing OR if you are considering refinancing! A lot of lenders are no longer attending settlements since COVID…Not Ben. He was there representing his buyer! Highly recommend, you won’t be disappointed!
Brooke Kelly
15:34 08 Nov 22
Great company to work with. Alec, Ben and Christine really helped me through the mortgage process and got me a great rate. Mortgage CS struck the perfect balance of keeping me informed with as much detail as I wanted, and making all the paperwork easy. Highly recommend!
Garret O'Donovan
13:19 04 Nov 22
Melissa, Shannon, Ben, and Alec were fantastic! I was impressed by the response time to my questions and their ability to put me at ease throughout the whole process. Everyone was so nice, I felt like we were old friends. Throughout the process of buying my home, it was a breeze, because they prepared me every step of the way. Melanie was fantastic, she had checklists for me to follow and sent reminder emails. The MortgageCS gang were all very patient and understanding. I felt like nothing could go wrong because I had MortgageCS by my side the whole way. You can’t go wrong using MortgageCS for your next real estate purchase! No stress!
Lark Shelley Crudele
11:45 29 Oct 22
Ben, Alec, Christine and Shannon made the process of buying our home as seamless as possible. MortgageCS proves that the traditional mortgage process is over complicated and outdated. The whole team at MortgageCS is extremely responsive and kind. We closed in 30 days and our loan was clear to close a whole week before we made settlement. Ben did a great job in our initial conversation of discussing strategy in an environment where interest rates are rising quickly. If you are looking to buy or refinance use MortgageCS, you won't regret it!
Holden McKinney
16:12 27 Oct 22
Ben and the team were awesome to work with and made everything so easy! They walked us through each step of the process with clear instructions and lots of reminders. As well as coordination between all the entities involved. Anytime we were unsure or unclear they made time and space to explain it to us. Additionally when we closed Ben was there to walk us through all the paperwork.
Krystal Rosebud
16:47 24 Oct 22
Ben, Melissa, Alex, Shannon, and the rest of the team at MortgageCS went above and beyond to make sure our mortgage transaction went smoothly. We were cleared to close more than two weeks before our scheduled settlement date and we were actually able to close early! The team was available any time we had questions or needed information, and they helped us make adjustments to our loan to fit our needs. To top it all off, when interest rates were set to rise, Ben called to get my approval to lock in our rate. We are so thankful he had the foresight to alert us to the upcoming changes and took great care of us. We recommend MortgageCS to anyone who is looking for a lender!
Tina Curry-Logan
19:07 20 Oct 22
Going through the homebuying process for the first time - I can honestly say that this team made the process incredibly easy. They are with you every step of the way, answering whatever questions you throw their way, and even working with you to develop the best gameplan that works for you. We couldn't be happier with our decision and would honestly recommend this team to anyone.
Eric Crescenti
16:54 06 Oct 22
Ben & his team were excellent. Very hands on and communicative throughout the entire process. The Seller asked if we could close a week early and they were able to do so with no questions asked. Ben also came to Settlement (which I love) and was able to be a major support to our Buyer clients.I will definitely be recommending them to clients in the future!
Maria Petrogiannis
15:09 06 Oct 22
I cannot say enough good things about MortgageCS. I was working with a different company at first and was incredibly stressed out…they just kept sending me things to sign with no explanation, and as a first time home buyer, my head was spinning. Thankfully, my realtor recommended that I contact MortgageCS, and everything was SO much easier from that point on. Everyone I spoke to was incredibly helpful and made sure I understood all my options. I really felt like I could trust them and most importantly, was very confident that I fully understood what I was signing in the end.
Alicia Calvin
00:02 06 Oct 22
Without hesitation I would recommend MortgageCS. As first time home buyers we had a lot of questions and stress, but their team was great at accommodating all of our concerns and needs. They helped us get a competitive rate and made underwriting a breeze. Every person we worked with treated us with utmost transparency, professionalism and friendliness. I hope I don’t have to buy a home again for a long time but if I do, these will be the folks I call. Thanks MortgageCS!
Daniel Browne
18:49 30 Sep 22
The team helped me push through a really fast close. They were absolutely professional, and a joy to work with. Will definitely use them again.
Cameron Stark
11:27 14 Sep 22
I recently purchased a condo in PA. My realtor recommended Mortgage CS. I hit the jackpot!! From start to finish, the Newtown team were the BEST....professional, quick to respond to every question, every need, not only pleasant but fun!! They are a true team, working so well together, handling all mortgage aspects through and beyond closing. I would add a 6th star if I could.
lyn strickland
11:38 13 Sep 22
The team at MortgageCS was amazing. My mortgage was more complex and they worked tirelessly until settlement day! I’m so thankful I had this team behind me guiding me every step of the way on my first home purchase! Ben, Alec, Melissa, Christine and Shannon are the real A-Team!
Alexis Sonder
20:11 16 Aug 22
We had a fairly complex mortgage requirement under a very tight timeline. The entire Mortgage CS team was on top of everything; responsive, knowledgeable and resourceful all while being professional and easy to work with. The team ensured we knew what alternative mortgages and rates existed and helped us make the best decision for us.
Riley Smith
16:55 08 Aug 22
Wow what can I say, this is far and above the best service I’ve ever received. Seriously. The team at MortgageCS went wayyyyy above and beyond for my family and I. They were huge advocates for us throughout the process. I can call them friends now, or even family for that matter. This review does not do it justice. It was my first time using them and they will be my forever mortgage team now. They deserve 10 stars not 5.
Joel Paglione
13:50 19 Jul 22
The team at MortgageCS flawlessly delivered the exact experience they market. The team we worked with – Ben, Alec, Melissa, and Shannon – were incredible partners who were available every step of the way. Ben and Alec fielded countless phone calls and texts from us as we navigated the super competitive market and rising interest rates. We relied heavily on their knowledge and expertise and they did not steer us wrong. Once under contract, Melissa and Shannon were super organized and attentive. We did not need to ask for anything – the entire team was always a step ahead right up until closing. MortgageCS helped us get the best rate and were a pleasure to work with. We had an awesome experience and highly recommend!
Kelly Swim
14:23 18 Jul 22
I recently worked with MortgageCS for the purchase of my first home. From my initial dealings with Ben (CEO) and Alec (COO), who are the Co-Founders, I was able to get answers to all of my questions with concrete answers. They were also extremely responsive, providing pre-approval and approval letters within minutes, an absolute necessity in this housing market. Ben assisted me in locking in a rate that, by the time we reached closing, saved me more than $600/month in interest! As the process continued, I worked with Melissa, Director of Loan Production in gathering all of the financial documents and information to secure my loan. This portion of the process was by far the most labor-intensive and Melissa made everything as simple and straightforward as possible. The MortgageCS online portal/document submission made everything easier as well. Finally, I worked with Shannon, the Closing Manager, in the final weeks to finalize everything for closing. Ben, the CEO and Co-Founder, attended my closing in person and was there to explain everything to me. Both the Title Agent and the Real Estate Agent made a comment about how nice (and unusual it was) to have the Mortgage Broker present in-person at the closing, which says a lot. From start the finish, the entire team did a tremendous job to make an inherently painful process as smooth and painless as possible. I will certainly use them in the future for any purchase or re-fi and I would highly recommend MortgageCS to friends and family.
Michael Budner
14:58 30 Jun 22
Moving back to PA from TX was a breeze because of this team! I tried using a big bank to buy a home, but they were slow and not helpful. As soon as I talked to Ben and Alec, I knew we made the right choice to help us with all the paperwork and questions/answers with buying a new home.The team really went above and beyond, Christine and Shannon did all the leg work bringing the loan to a close and on time! Highly recommend, especially in the confusing world of mortgage lenders and brokers, everyone at MortgageCS will help you and give you all the answers.
Tim Russo
23:06 08 Jun 22
I thought getting a mortgage/home was gonna be a terrifyingly overwhelming experience, at least that's what everyone we know told us, but that wasn't the case.Ben, Alec, Shannon and Melissa made sure this process was as smooth, simple and convenient as possible.They were really communicative, kept us and our realtor updated; always available and willing to explain every single little question of ours.Best part, they prepared us before our closing so when the time came we had no questions and got out of there with our keys in less than 30 minutes.Great experience! Great Service!
Jazmín Alandete
16:01 07 Jun 22
Alec and Ben and their whole team were fantastic to work with. Super responsive, and always helpful, they helped me navigate a VERY challenging and frankly confusing real estate market. They were with me every step of the way, and that helped give me the confidence to make an offer that got me into the house I wanted to be in. Also, they make great coffee 🙂
Jim Snavely
18:37 06 Jun 22
The team over at MortgageCS was so awesome to work with. We had a quick closing so they worked overtime to get everything in order for the purchase of our first home. Communication, attention to detail and overall customer service couldn't be beat. Thanks to Ben and his team for making the home buying process so painless.
Mary Mathias
23:49 03 May 22
I recently completed a transaction with Ben and the rest of the team. I was (and still am) so impressed by their knowledge and prompt communication. I cannot think of a single time during the entire process where I had to wait for more than 5 minutes to get a legitimate response either. They made the process smooth and easy, even when we ran into a small speed bump right before closing.As a realtor, I work with a lot of lenders and brokers on a weekly basis...but I highly recommend you check out MortgageCS. They are sharp, friendly, and professional. Even more than that, they are dependable!! I hope to work with them again soon!
Tyler Mow
15:47 28 Apr 22
My wife and I had previously tried to use a mortgage broker to refinance our house and it turned into a disaster. So when we had to refinance quickly before our rates went up, due to our ARM, I decided to try MortgageCS. Wow what a difference it was. From the very beginning Ben and his team made it feel like you were their only client. He even worked on Sunday to get us the best rate possible! He also talked through all of the options with me to ensure that I understood the advantages and disadvantages of each one. I highly recommend them to anyone and everyone.
Matthew McCarroll
00:42 28 Apr 22
Professional, kind, and on-point.
Dalton Lanoza
12:59 25 Apr 22
Alec, Ben, Maggie, and team were amazing!! As a first-time homebuyer I didn’t know what to expect from a mortgage broker. They exceeded any and all expectations! Team members were available at all hours to assist with any questions or needs I had. They were prompt in responding to emails and proactive in sending documents for review and tying up loose ends. They had answers and solutions before I even had the questions. I couldn’t have asked for an easier home-buying experience. You guys are the best!!
Chris Esh
23:46 20 Apr 22
MortgageCS made my home buying process a breeze. Their entire process is extremely streamlined and communication was top notch. 10/10 would recommend.
Larry Hernandez
17:08 20 Apr 22
Alec, Ben, Ethan, Christine, Shannon, and the entire team at MortgageCS are amazing! I would not trust anyone else to handle such an important part of home-buying. They go above and beyond to get you the best possible rate, and have incredible service too. Any time day or night that I needed something, they were there for me. I would recommend them to anyone who is in the home-buying process and needs a mortgage. Just give them a call and you will see what I mean.
Patrick Yacovelli
14:53 11 Apr 22
Amazing communication, transparency, and knowledge. Ben, Christine and the entire group take it to the next level. Truly an easy process!
Fredo H
17:47 28 Mar 22
Great experience working with Alec, Ben, Melissa, and Shannon! They were able to get us a clear to close 10 days before the mortgage commitment, and 19 days before closing! You cannot go wrong with these experts. Thank you again!!
sandy rodeheaver
03:11 24 Mar 22
Ben, Christine, Shannon and Alec have been fantastic partners! From the very start I loved the transparency around interest rates and the ability to make an informed decision. Then as I looked to close on my house, the team provided regular status updates and gave me plenty of time to decide if I wanted to extend my rate due to my builders delays. Although my deal ended up falling through due to the builders inability to produce critical documents, the CS team always had my back and felt like a trusted member of my team. When I jump back into the house buying ring I will definitely use them again.
Brittani Stepter
15:50 18 Mar 22
I honestly cannot say enough good things about MortgageCS! From initial steps of getting my preapproval letter, to finalizing everything needed for closing, MortgageCS took care of it all and I never had to question the status of anything or what they needed from me. Being a first time home buyer I was assuming the entire process would be super stressful, but it wasn't even a little bit! At one point I even asked Maggie when I should expect the stress to hit, and she assured me everything was right on track and it really was! I never once had any unexpected hiccups, and I could not be more grateful to Ben, Alec, Maggie, Shannon and Ethan! This dream team provided me with updates every step of the way, even calling me one day just to let me know they didn't need anything from me! Thank you MortgageCS for helping me make a huge life change and keeping my sanity in the process!
Shannon Heacock
15:44 18 Mar 22
After speaking to a few brokers, we decided to go with MortgageCS team because of their professionalism, pay model transperancy, patience and expertise. The entire team did a great job of explaining every component of the process - what was happening then and what is coming up, how long each part should take, AND clearly articulating what was pending from us versus the lenders or the brokers. They were also very quick to respond and was easily available almost 24/7. I highly recommend their services.
Miriam Chiume
18:31 12 Mar 22
Loved working with the team at MortgageCS to get my refinance! As I told them, this is my fourth mortgage and most pleasant one by far! Ethan Tomko, Alec Baker, Ben Stucker, Maggie Lyons, and Shannon Murphy were all so helpful in getting all my ducks in a row and keeping the process moving along smoothly. They were available at all times and days, even when they probably shouldn't have been working. In the past with other companies I felt like I was juggling so many pieces and at the last minute I would be asked for more documents and always very urgently. I was amazed there was none of that with MortgageCS! They were so organized, communicative, and never made me feel stressed about it. I am so relieved my friends recommended them to me and can't thank them enough for all of their support! 5 stars and then a bunch more!
Elyse L
22:45 08 Mar 22
Smoothest loan or refinancing transaction I have ever experienced. Super-responsive service and customer focus. While I know I wasn't, Ben's team made me feel as though I was their only customer. Highly recommend MortgageCS.
BRUCE BLEIMAN
15:12 16 Feb 22
Working with the people at MortgageCS has been a pleasure. Ben, Alec and Maggie are incredible. They answered my calls and emails promptly day and night and managed to ease all my anxieties. Ben did an amazing job getting me a great rate and worked to keep my closing costs within budget. He even attended closing and surprised us with gifts. You will not find a better mortgage broker to work with. I will be recommending MortgageCS to all of my family and friends.
Nicole Franklin
19:01 01 Feb 22
Ben Stucker and his team made the whole process of buying our first home absolutely seamless and as stress-free as possible! Without hesitation, we recommend MortgageCS to anyone in the market to buy or refinance.
Krystel Mills
21:19 20 Jan 22
Simply the best in the business!I will be the first to say I’m not the easiest customer at times with my questions and indecision however they took it all in stride.Their level of customer service is un matched and very much appreciated.I would recommend them to anyone looking for a trustworthy and customer oriented experience.
Dan Hartong
21:47 08 Jan 22
The MortgageCS Team made it so incredibly easy to obtain my mortgage for my new home. The Team was extremely responsive to ALL of mine or my agent's questions, and their responses were always comprehensive and helpful. I would strongly recommend working with MortgageCS to anyone!
Rachel Chiaverelli
15:57 06 Jan 22
Highly recommend MortgageCS! They may be based in Philly, but they're registered in a number of states - including MD, VA, and DC - and it felt like they were just down the road. The entire team was professional, diligent, communicative, and kind. If you're looking for expert, service-oriented assistance, look no further!
Nicole Patierno
01:52 05 Jan 22
Thanks to the excellent team at MortgageCS! I presented the team with a challenge to move fast on a VA purchase and they delivered! Maggie was super responsive with the many deliverables that were required. The whole team was really transparent and I was not left wondering what was going on in the process. Thanks again for all of your help in closing the deal to keep the family home in the family for another generation.
Patrick Flynn
14:37 27 Dec 21
Working with Ben and Alec and the entire Mortgage CS team was wonderful. They were so responsive and took the time to carefully walk us through all of our options and got us the best rate for our new home. We always felt like their number one priority. The purchase of our home was smooth and painless thanks largely to their expertise. I highly recommend them!
JENNIFER WESTLAKE
19:49 21 Dec 21
Communication is so crucial in our business. Everyone at MortgageCS are amazing and their communication is TOP NOTCH. They kept me up to date on everything. They got me everything needed before it was even due. Alec and Ben go above and beyond on every deal we do. They actually care and that is huge. Will do many more deals with them. Thanks guys!!!!!
Tom Greer
17:11 21 Dec 21
Ben Stucker and the MortgageCS Team are hands down above the rest! The level of professionalism, high communication and teamwork with this mortgage company is outstanding. I am a real estate professional and have been in this business for many years......this team of professionals care SO much about the client and providing such a high level of service and amazing rates! I have full confidence when I refer my clients onto Ben and his team, and I am proud to be in business with such a great group of people! FIVE STARS all the way!
Darcy Scollin
13:54 21 Dec 21
This is my 2nd time working with Mortgage CS and both experiences were fantastic. Ben, Ethan, Christine and Shannon were all very knowledgeable, great at communicating updates, trustworthy and overall a pleasure to work with. And my rate was fantastic! Highly recommend!
Jessica Blondeel
18:03 20 Dec 21
Things are not easy when you buy a house for the first time, but they made it. They really made it easy and smooth. The best mortgage company I have ever dealt with. Ben and team are very professional, experienced and so helpful. I am so grateful for their tremendous help. Highly recommend it.
Sukanta Deb
02:38 18 Dec 21
The entire team was amazing every step of the process. I would recommend to all!
Tom Brolle
15:00 14 Dec 21
I could not be happier with the support and professionalism I experienced with MortgageCS. My Financial Planner recommended them to help with my refi and they were fantastic. Ben and his team walked me through each step of the process and everything went flawlessly. I got a great rate and the process was completed very quickly!
Lou Calzi
15:55 07 Dec 21
This team is the best. Every individual I worked with during the home-buying process was amazing at their job. They were seemingly always available for your silly questions at the most random of times.During what was supposed to be one of the most stressful processes, the MortgageCS team made me feel 100% alright. I’d work with them again in utmost confidence.
bmilla35
22:41 06 Dec 21
I just worked with Ben Stucker and the Mortgage CS Team for a smooth refinancing. Great rates, great service team, personal attention and fast! Thanks MortgageCS
Bob Phelan
19:55 02 Dec 21
Super helpful & easy going. Helped me buy my first house and as a first-time buyer not knowing anything, I was Guided very well and told what to do and what not to do. The process was very fast and easy, And I got the best RATE !!
aqeel michael
23:35 01 Dec 21
MortgageCS made our dream home a reality with a smooth application process and knowledgeable team. We felt completely confident and just celebrated our closing. Thank you!
Michael Kosco
23:34 01 Dec 21
I recently refinanced my house with MortgageCS, and I could not have been more pleased with the experience. They were transparent, professional, and unbelievably responsive. They took the time to make sure I understood everything before we proceeded. Since I don't come from the mortgage world, Ben, Alec, Ethan, Maggie, and team broke down what felt like intimidating jargon into easy-to-understand terms. Once we began the process, I truly felt like I was in good hands and didn't have to worry about anything.I will highly recommend MortgageCS to all my friends and family!
Brian Fischer
22:25 01 Dec 21
MortgageCS has been simply amazing!!! I interviewed 4 other mortgage company before I made the right decision to go with MortgageCS. Ben and Maggie have been so professional to work with. Their response time is out of this world... They were so quick, walked me through every steps. My first time buying home, MortgageCS made my experience go smooth. The team worked with my relator to ensure everything was taken care of. Thank you so much for everything you all did! If you are looking to buy home please contact them because THEY ARE THE BEST!!!!!
Selam Egzeabher
16:16 29 Nov 21
The challenge of moving from Michigan to Pennsylvania could have been daunting, but Ben and team were flawless in advocating and executing the mortgage process. The professionalism and timely responsive nature of everyone in the the company is highly commendable and quite refreshing. Clearly, I would highly recommend utilizing their services for a “stress free” and pleasurable experience! Cannot speak more highly…well done Ben and team!
Steve Berlow
22:08 19 Nov 21
The MortgageCS team made my refi process as painless and simple as possible. I had a few particulars to navigate and they really took the time to explain the finer points, help me obtain the necessary documentation, and fit this all into my busy schedule.Thank you to Ben and team!
Gene A
17:23 16 Nov 21
I would rate MortgageCS 10 stars if I could! Ben, Alec, and the team absolutely blew me away. I was working with my agent's broker for "convenience" until I saw the interest rate... that's when the light bulb went off, and I remembered the great conversations I had with Ben and Alec at an event. Within hours of contacting MortgageCS, and completing their application, I had my pre-approval and full disclosures. We closed in less than 30 days and the process was an absolute breeze! I would be remiss if I did not mention the cohesion of Christine, Shannon, and Ethan behind the scenes as well; the whole team was incredible and worked so well together. Most importantly, they're all great, genuine people. I can't wait for my next mortgage with MortgageCS. Keep up the great work!
Tom Bayer
04:05 13 Nov 21
Ben, Alec and team were great to work with. They were there to answer all of our questions and provided great service throughout the mortgage process.
Rob Glickman
01:31 13 Nov 21
We had a great experience with Ben and the rest of the team at MortgageCS. They made a complicated process go smoothly and seamlessly. There was someone available to answer calls/texts at all times and over the weekend to ensure our we got our mortgage without any hiccups. Very professional, experienced team with passion for their clients and their homes.
Leslie Dunkelberger
20:41 26 Oct 21
After having secured our mortgage through MortgageCS only ~1.5 years earlier, we turned to them again to re-finance in 2021. As with our first experience with them, Ben's and Alec's team met our needs splendidly. Amongst those quality one might expect/hope for from a mortgage broker (professionalism, immediate responsiveness, accommodating our needs), what stood out was their willingness to take ample time for discussion, e.g. to review options, explain lending market phenomena, and providing tips. This put us in the comfortable position to make informed and confident decisions swiftly; something we value tremendously, given the non-trivial sums of money involved. Highly recommended, yet again.
Holger Babbe
19:38 03 Oct 21
Excellent service, would not hesitate to use again in the future.
Isaac Chapman
16:44 30 Sep 21
I used MortgageCS when I was building my first home. It was complete in August of 2021, so we are just getting settled.In summary, I do not have a ton of experience since this was my first home, but compared to the other mortgage broakers/lenders we worked with, MortgageCS was the best of the bunch.The thing that most people will care about is the rates and costs, and MortgageCS was extremely competitive. But what I appreciated most was their customer service, specifically their transparency and honesty. From the very beginning, Ben and his team were upfront, trustworthy, and honest, and I cannot say that about the other broakers/lenders I worked with. With MortgageCS, all the details were laid out in front of me well in advance. I was even shown the system they use to calculate the rates and costs so there was no gamesmanship (talk about transparency!). MortgageCS was very upfront "We want your business, but we want you to get the best mortgage for you. If you find someone with better rates/costs we will not be offended". I really appreciated that, because I got one competitive and fair quote from MortgageCS and it never changed. With all of the other broakers/lenders, it changed a lot, and usually it got more expensive. With some of the other broakers/lenders, it felt as if they were changing my rate to see if I would challenge it, all in an attempt to maximize my tolerance for paying more. It was annoying, created a lot of distrust, and resulted in a bunch of back and forth that wasted a lot of my time. If I am going to be borrowing hundreds of thousands of dollars from someone, trust is really important to me. And I have enough in my life to worry about, haggling with a broaker/lender is something I just did not have the appetite for.So in summary, my experience with MortgageCS was great. Really competitive rates/costs, and top notch customer service.
Matthew Cosnek
17:12 22 Sep 21
Absolutely seamless process - application through closing. Highly recommended.
dcampb555
14:13 22 Sep 21
MortgageCS was recommended to me by a friend and I am happy to say that after working with the MortgageCS team we are still friends!The entire mortgage process was stress free because of the transparency of every detail. Everyone was professional and more importantly - so pleasant which does make a difference. I was kept informed of every step in the process. Every question was answered promptly. Thank you Alec, Ben, Ethan, Melissa and Shannon! I enjoyed working with you and will happily recommend MortgageCS to anyone needing your services.
D W
11:58 22 Sep 21
I was referred to Mortgage CS and am glad that I was. They made my refinancing as easy and seamless as possible. Highly recommended.
charlie brawley
13:45 13 Sep 21
I cannot express how great my experience was with Ben and his team. I called Ben in a frenzy because the house we found needed best and final prequalified offers by noon. When I reached out to Ben at 9 am, he jumped right on it and got he what I needed to get my offer in. Once our offer was accepted, we had a very unique situation on closing since we needed the septic replaced and there were delays from the township on certifications. This is where Maggie jumped in and really blew us away. She was updating all of our info so we were always prepared for the clear to close, calling the township and septic contracted to let them know we had deadlines to hit, and keeping the realtors and all other parties up to date. Ben, Maggie and the team honestly took everything off of our plate so we could focus on selling our house and coordinating the new move. Top notch from start to finish, I can’t thank them enough!
mike emers
14:53 07 Sep 21
Absolutely amazing mortgage company! Helped though every step of the way! Extremely helpful is still an understatement! Everyone on the team was amazing! Ben, Maggie, and Shannon were the best! This is my second Re-Fi with them and I would recommend to anyone! Fast, easy, convenient, I can’t say enough good things about them! They make the process easy and manageable. They offer guidance and have all the information you need! Would give 10 stars if I could!
Toni Stephens
01:14 24 Aug 21
The staff at MortgageCS was expert, thorough, accommodating. The process was streamlined and easy to navigate. Alec, Ethan and Melissa were available to assist through every facet of the mortgage; and at all hours of the day or night. Their professionalism allowed up to complete settlement in less than forty minutes. They are they best!
Bob McCarthy
16:39 19 Aug 21
This is a fantastic group to work with. As soon as I started the process I felt like they were being completely transparent and I had total control over the various components of my mortgage. I used them for my first home purchase and it went very smoothly besides it being my first time going through the process. I highly recommend this group to anyone who wants to get a mortgage in the states in which they are licensed.
Tom Labuchelli
01:25 13 Aug 21
Simply put, 5 out of 5 is not a high enough rating. For starters, the rate was fantastic, the fees were completely reasonable, and the REFI went very well. However - what really sets this team apart is their transparency, service and responsiveness. I have never had better customer service from a mortgage broker - and, at times, I was doing my best just to keep up with them. Simply a fantastic experience!
Chris Jones
15:26 12 Aug 21
This company deserves “Company of the Year”! I have never seen a more impressive collaboration of coworkers seamlessly working together to get us a loan to purchase our first home in just three weeks! They worked day and night for us. We had our pre-approval in less than 24 hours. They communicated regularly with us and were extremely responsive. They are a fiduciary, which means they work for the clients’ best interest by searching for the best loan company and interests rates. On top of all that, they are all such incredibly nice people. There is definitely a wonderful work culture within this company. We are recommending them to everyone. No need to look anywhere else!
Heather Krause Smith
21:47 11 Aug 21
We had a great, smooth experience with Ben and his team to get our refi done with a newborn at home!
Nadia Rahin
16:18 11 Aug 21
Ben and his whole team were amazing. From the first day till closing Ben’s team was available for any questions we might have had. They responded at all hours and made the mortgage process extremely smooth during a stressful time of purchasing a house. I would not recommend anyone else besides MortgageCS. They are an amazing team
Adam Warman
23:58 10 Aug 21
The team at MortgageCS exceeded my expectations. They explained the steps, responded quickly, and made this a remarkable experience. I certainly recommend their services to my family and friends. Thank you MortgageCS!
Gene Paulus
13:19 02 Aug 21
Fantastic Team effort in support of our home refinance. Thanks to the MortgageCS team for a job well done!
john cummings
12:51 30 Jul 21
We had a great experience working with MortgageCS. As first time homebuyers, and the market today -- it is easy to get confused and frustrated. However, the team at MortgageCS worked over hours to accommodate us whenever we had questions, would go the extra mile to find better options for us and assist with anything asked. They worked magic having everything ready by our closing date! Whether you are buying your first home or your third, I would highly recommend them, you WILL NOT be disappointed!
Kerri-Anne Ciesielka - Crowell
10:58 19 Jul 21
New house loan application was done with mortgage CS. They worked tirelessly with us to make sure the lending and new home purchase process was smooth. Thank you so much to Maggie, Shannon, Alec and Ben for their quick response and thoughtful and empathetic attitude. They understand purchasing a house can be stressful and they will patiently work with you. 10/10
Shahadat Reza
17:15 17 Jul 21
Ben and his team were very good with communicating through the process. The process moved seamlessly from pre approval to closing. Thank you to the whole team for the effort of making it as less stressful as it could have been.
Mike
22:53 24 Jun 21
Professional, helpful, knowledgeable, efficient. 10/10 would recommend!
Annie Paige
20:33 23 Jun 21
Working with Mortgage CS was unreal - what a team. They are SO responsive, so knowledgeable, and so kind. My husband and I were relieved when we started the process and realized what a great company we chose to work with. Their reviews don't lie. They are wonderful. We were lucky to have them in our corner and we would recommend them to ANYONE AND EVERYONE.
Valerie Spiecker
16:39 22 Jun 21
I've used MortgageCS for both a refinance and the purchase of a new home all within a few months. Ben and his team were extremely transparent and stayed in constant communication throughout each step. I would highly recommend them to anyone looking for a stress free refinance or purchase of a new property.
Sean Hall
16:31 22 Jun 21
Excellent customer service- highly responsive and made whole process very easy.
Brian McLaughlin
21:08 15 Jun 21
The team at MortgageCS are all top notch professionals. Everyone I dealt with was responsive, knowledgeable, and helpful throughout the entire process. My main contact took the time to make sure I had everything I needed to have my purchase close ahead of schedule. With great rates, excellent client service, and sincerely friendly team members there is no need to go anywhere else.
Paul Prior
11:46 15 Jun 21
I could not have been more pleased with my experience working with MortgageCS. Throughout the entire process, they remained responsive and diligent. They went above and beyond to assist me at every step, including thorough explanations of loan estimates and answers to my questions. If you are looking to buy a home or refinance, reach out to the team at MortgageCS. Trust me, you will not regret it. They are truly an exceptional team. Ben, Alec, Melissa, and Shannon - thank you!
Yemima A
21:41 08 Jun 21
Working with Ben, Alec and staff was great from start to finish. They provided a transparent process and made us feel like they were available to answer any question we had, and they did. The MortgageCS team was recommended by our financial planner and it was great advice.
Paul Britt
18:55 24 May 21
MortgageCS was fantastic. After Wells Fargo dropped me because the condo documents did not meet investors requirements, Ben and his great team took over. We closed in 24 days, 4 days early. The interest rate was 0.685% lower. Wow. Always available, resolved questions before they became issues.
Stuart Doumaux
16:14 20 May 21
Ben, Alec, Melissa and Shannon made the refinancing process super smooth and enjoyable for us! They walked my husband and I through everything, offering expert advice and teaching us along the way. The team at Mortgage CS made this process easy, listened closely to our needs, were extremely responsive and worked hard to get us the best outcome possible. I highly recommend them to anyone looking for help with loans, refinancing, etc.
Kathryn Henry
19:08 03 May 21
We recently used Mortgage CS to refinance our mortgage. Ben, Alec, Christine, and Shannon made the process a breeze. Can’t recommend this company enough!
Michelle Johner
23:54 26 Apr 21
I recently used MortgageCS to refinance our home mortgage. They made the process very simple and painless. I highly recommend them.
Joe McGillian
23:54 26 Apr 21
I was so impressed with the great responsiveness of the MortgageCS Team and excellent follow-up. Ben and team provided exceptional professional service.......thank you!
John Petersen
17:35 21 Apr 21
Everyone we interacted with at MortgageCS was wonderful. Ben, Alec, Melissa, and Shannon made our first-time home buying experience go smoothly. They’re on top of all the details, and are super responsive. They’re also incredibly transparent about your options and the whole process of obtaining a mortgage. A close friend recommended MortgageCS to us, and now I’ll do the same to anyone else buying.
Michael Crosson
15:00 16 Apr 21
I received the most INCREDIBLE experience refinancing my mortgage from the brilliant team made up of Alec, Ben, Maggie, and Shannon!! In fact, I refinanced my mortgage once before and it was terrible in comparison. The difference MortgageCS brings to the table is their expertise in their concentration, concentration on customer needs, excellent communication, flexibility and follow up. Their systems and tools also made it super easy for me to upload, sign and receive documents - it made a huge difference! mortgage refinance can be really complicated, so that’s why I am so impressed that this company figured out a way to demystify the process and make it easy! Thank you guys so very much!!!
Sophia Talis
17:15 08 Apr 21
a mortgage company you can trust
Our Full-Transparency Promise
You've worked hard for what you have. Don't let pushy lenders turn YOUR hard work into THEIR profits with hidden costs and shady practices. Our Full-Transparency Promise will show you how much you can actually save.
Lender Matching
We'll shop your loan around to several lenders and find an ideal match.
See Every Option
We'll show you the actual rates available for your personal circumstances.
Unbiased Advice
We'll recommend an ideal option based on the goals you identify.
Concierge Service
Your Concierge Team will keep you in the know at every step of the process.
Your mortgage guide
Meet Ben Stucker, Co-Founder and CEO (NMLS #168345)
After more than 20 years of helping homeowners make smart financing decisions, Ben knows the importance of having confidence in your mortgage team. He built MortgageCS on a foundation of full transparency and exceptional service so you can trust that your mortgage is in good hands.
Free Resources for Mortgage Clarity
Start the process with confidence in your financial future.
Whether you're a first-time homebuyer starting the process or a homeowner considering their financial big picture, we'll help you prepare. Set yourself up for success with the resources below!
guidance you can trust
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