
letters to help you win your deal.



stay prepared in a competitive market
Get prequalified in just 30 minutes with these simple steps.
In today's competitive market, preparation is crucial! You'll need a top-notch prequalification letter and expert mortgage company to ensure you stand a chance. Unlike pushy lenders and big banks, we'll help you determine what you can REALLY afford with our fast, thorough prequalification process so you're set up for success.
Stay prepared in a competitive market
Get prequalified in just 30 minutes with these simple steps.
In today's competitive market, preparation is crucial! You'll need a top-notch prequalification letter and trustworthy mortgage company to ensure you stand a chance. Unlike pushy lenders and big banks, we'll help you determine what you can REALLY afford in our fast, thorough prequalification process.

Step 1: Start the process
✓ Complete an application
Our secure online application collects the material data points we'll need to prequalify you. It only takes about 15 minutes to complete!
Step 2: Provide key details
✓ Upload your documents
Upload your latest paystub, W2, and bank statements to our secure portal. We'll verify your income and assets for a strong prequalification!
Step 3: connect with MortgageCS
✓ Review the details with us
As a final step, we'll connect for a brief review call or detailed screen share. We're available on evenings and weekends so you can move fast!
expert guidance and 24/7 availability
The prequalification is just the start. We're here every step of the way!
When you get prequalified with us, we're here as your trusted mortgage resource. We're available on evenings and weekends so you can get an updated prequalification letter or expert advice any time you need it!
Unbiased Advice
Transparent Costs
24/7 Availability
Concierge Service
expert guidance for your home search
Need a real estate agent? We'll connect you with a trusted local expert.
When you want to find your dream home and get an offer accepted, you'll need a rockstar real estate agent by your side. Their local market knowledge and experience combined with a strong prequalification from us will help you stand out from the crowd! If you're not already working with an agent, call us today and we'll recommend a trusted agent in your area.
expert guidance for your home search
Need a real estate agent? We'll connect you with a trusted local expert.
When you want to find your dream home and get an offer accepted, you'll need a rockstar real estate agent by your side. Their local market knowledge and experience combined with a strong prequalification from us will help you stand out from the crowd! If you're not already working with an agent, call us today and we'll recommend a trusted agent in your area.

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Frequently Asked Questions
No problem! You can still get prequalified with us any time, and doing so most likely will not make a meaningful impact on your credit score. Many people also wonder if getting prequalified locks them in to use that mortgage company, and the answer is no!
You can choose to use a different mortgage company than the one that first prequalifies you even AFTER you get an offer accepted! Your initial prequalification simply gets you in the door to make an offer on your dream home.
Your prequalification letter is valid for 90 days (but it may be advantageous to check in with us after 60 days to make any relevant updates). After it expires, we’ll simply need to pull your credit again to ensure your financial status has not changed.
Updating your letter only takes a moment! All you have to do is reach out via call, text or email and we can have a refreshed letter sent to you (and your real estate agent) in minutes. We’re available on evenings and weekends so you can get an updated letter whenever you need it!
Yes! We’d be happy to send a copy of your prequalification (and any updated copies throughout your home search) directly to them. Please just ensure that we have their contact details when you get prequalified so we can send it their way!
Our prequalification letters are specifically designed to make you look like a rock-solid buyer. When you make an offer, our goal is to help you win the trust of the seller and their agent so your offer stands out as an exceptionally safe choice.
We prove your credibility as a buyer by verifying your assets and income. We also run your scenario through our lender’s underwriting system to prove your eligibility for a loan. This information is stated on your prequalification letter so the seller and their agent can trust that your offer is legitimate.
We also include examples of our credibility as a mortgage company so the seller knows we can get the deal closed seamlessly if they accept your offer.
Absolutely! If you and your real estate agent think it would be helpful, we’ll call the listing agent as soon as it’s submitted to discuss the strength of your offer.
The short answer is, no! Our prequalification letters are 100% equal to preapprovals in every way except in terminology.
Only lenders and banks can use the term “preapproval” because they directly approve you for a mortgage. However, getting a prequalification that includes automated underwriting checks the same boxes as preapproval. We also verify your assets and income upfront, which many lenders and banks do not!
Lenders and banks often insinuate that their preapprovals are stronger than a broker’s prequalification. Beware their pushy claims – this is simply untrue! In fact, many listing agents will automatically discredit buyers who make an offer with a letter from a large online lender or a notoriously slow big bank.
Even after you get prequalified, we’re here as a resource for you! We’re always happy to hop on a quick screen share and run a pricing scenario for a specific property you’re interested in. Your financial best interest is our top priority as a mortgage broker, so we can help you determine what you can comfortably afford!
expertise you can trust
Hear from real homebuyers who got prequalified with MortgageCS.
Every mortgage company will claim to offer the best rates, service, and mortgage experience. Instead of taking our word for it, read our most recent client reviews below so you can trust that we're the real deal!
































































































Stay prepared in your home search
Take the next step to get your offer accepted.
Need a fast, thorough prequalification letter to jumpstart your home search? Get prequalified with us in just 30 minutes.
