stay prepared in a competitive market
Get prequalified in just 30 minutes with these simple steps.
In today's competitive market, preparation is crucial! You'll need a top-notch prequalification letter and expert mortgage company to ensure you stand a chance. Unlike pushy lenders and big banks, we'll help you determine what you can REALLY afford with our fast, thorough prequalification process so you're set up for success.
Stay prepared in a competitive market
Get prequalified in just 30 minutes with these simple steps.
In today's competitive market, preparation is crucial! You'll need a top-notch prequalification letter and trustworthy mortgage company to ensure you stand a chance. Unlike pushy lenders and big banks, we'll help you determine what you can REALLY afford in our fast, thorough prequalification process.
Step 1: Start the process
✓ Complete an application
Our secure online application collects the material data points we'll need to prequalify you. It only takes about 15 minutes to complete!
Step 2: Provide key details
✓ Upload your documents
Upload your latest paystub, W2, and bank statements to our secure portal. We'll verify your income and assets for a strong prequalification!
Step 3: connect with MortgageCS
✓ Review the details with us
As a final step, we'll connect for a brief review call or detailed screen share. We're available on evenings and weekends so you can move fast!
expert guidance and 24/7 availability
The prequalification is just the start. We're here every step of the way!
When you get prequalified with us, we're here as your trusted mortgage resource. We're available on evenings and weekends so you can get an updated prequalification letter or expert advice any time you need it!
Unbiased Advice
We're here as a resource so you can act in your financial best interest.
Transparent Costs
We can walk your through pricing breakdowns before you make an offer.
24/7 Availability
Call or text us on evenings and weekends for quick prequalification updates.
Concierge Service
Our Concierge Team will jump into action when you get an offer accepted!
expert guidance for your home search
Need a real estate agent? We'll connect you with a trusted local expert.
When you want to find your dream home and get an offer accepted, you'll need a rockstar real estate agent by your side. Their local market knowledge and experience combined with a strong prequalification from us will help you stand out from the crowd! If you're not already working with an agent, call us today and we'll recommend a trusted agent in your area.
expert guidance for your home search
Need a real estate agent? We'll connect you with a trusted local expert.
When you want to find your dream home and get an offer accepted, you'll need a rockstar real estate agent by your side. Their local market knowledge and experience combined with a strong prequalification from us will help you stand out from the crowd! If you're not already working with an agent, call us today and we'll recommend a trusted agent in your area.
Learn More
Frequently Asked Questions
No problem! You can still get prequalified with us any time, and doing so most likely will not make a meaningful impact on your credit score. Many people also wonder if getting prequalified locks them in to use that mortgage company, and the answer is no!
You can choose to use a different mortgage company than the one that first prequalifies you even AFTER you get an offer accepted! Your initial prequalification simply gets you in the door to make an offer on your dream home.
Your prequalification letter is valid for 90 days (but it may be advantageous to check in with us after 60 days to make any relevant updates). After it expires, we’ll simply need to pull your credit again to ensure your financial status has not changed.
Updating your letter only takes a moment! All you have to do is reach out via call, text or email and we can have a refreshed letter sent to you (and your real estate agent) in minutes. We’re available on evenings and weekends so you can get an updated letter whenever you need it!
Yes! We’d be happy to send a copy of your prequalification (and any updated copies throughout your home search) directly to them. Please just ensure that we have their contact details when you get prequalified so we can send it their way!
Our prequalification letters are specifically designed to make you look like a rock-solid buyer. When you make an offer, our goal is to help you win the trust of the seller and their agent so your offer stands out as an exceptionally safe choice.
We prove your credibility as a buyer by verifying your assets and income. We also run your scenario through our lender’s underwriting system to prove your eligibility for a loan. This information is stated on your prequalification letter so the seller and their agent can trust that your offer is legitimate.
We also include examples of our credibility as a mortgage company so the seller knows we can get the deal closed seamlessly if they accept your offer.
Absolutely! If you and your real estate agent think it would be helpful, we’ll call the listing agent as soon as it’s submitted to discuss the strength of your offer.
The short answer is, no! Our prequalification letters are 100% equal to preapprovals in every way except in terminology.
Only lenders and banks can use the term “preapproval” because they directly approve you for a mortgage. However, getting a prequalification that includes automated underwriting checks the same boxes as preapproval. We also verify your assets and income upfront, which many lenders and banks do not!
Lenders and banks often insinuate that their preapprovals are stronger than a broker’s prequalification. Beware their pushy claims – this is simply untrue! In fact, many listing agents will automatically discredit buyers who make an offer with a letter from a large online lender or a notoriously slow big bank.
Even after you get prequalified, we’re here as a resource for you! We’re always happy to hop on a quick screen share and run a pricing scenario for a specific property you’re interested in. Your financial best interest is our top priority as a mortgage broker, so we can help you determine what you can comfortably afford!
expertise you can trust
Hear from real homebuyers who got prequalified with MortgageCS.
Every mortgage company will claim to offer the best rates, service, and mortgage experience. Instead of taking our word for it, read our most recent client reviews below so you can trust that we're the real deal!
I honestly do not think I would not have been able to make it through the mortgage process without the entire MortgageCS team. Ben, Alec, Melissa, and Shannon were all so knowledgeable and helpful at every step of the process! I cannot thank the entire team enough for all their support. If you are even thinking of buying a house and want to have the best team help you out, definitely talk to MortgageCS!
Sarah Walker
18:02 29 May 23
I had the opportunity to work with Ben from MortageCS. He took good care of my first time buyers. He was very helpful in guiding my buyers through the home buying process. He went above and beyond in making it happen quickly and efficiently. His team was a huge support to me and my clients and were always responsive and made our transaction seamless and stress-free!
Sonal Vora
01:29 22 May 23
Highly recommend working with MortgageCS - capable, passionate and human!Had a great experience working with this MortgageCS team. The team gave their time and attention to make our first home purchase positive. The team patiently worked with us through each step of the process - from introductory education, key considerations for home buying, to navigating an inflationary environment and coordination with our lender. We were supported and prepared for a very smooth closing. They worked with our realtor, the title company, our insurance provider and our lender to seamlessly coordinate the documentation and approvals needed to close timely. We felt comfortable with every figure at closing and every document we executed! The team also gave a personal touch with their company’s custom coffee beans! We look forward to enjoying it in the near future! Thanks to MortgageCS!
Lauren Romania
16:58 19 May 23
It was great to work with Ben, Alec, Christine and Shannon throughout our entire home buying process. My wife and I were first time home buyers and Ben and Alec took the time from the very beginning to educate us on the home buying and mortgage process. Once we were under contract, Christine and Shannon and made sure all of our paperwork and documentation were in order for settlement. The whole team went above and beyond to make this a stress free part of our home buying process. Each step of the way they were there to answer our questions and were always a call/text/email away.
Patrick Kenney
14:34 13 May 23
Ben really is a huge asset to have in your team in the home buying process. His industry knowledge and consultative approach led us to the best possible solution in a complex transaction with a lot of variables. They truly live up to the “Concierge Service” that the CS stands for, I can’t imagine using anyone other than MortgageCS.
Clay Hillyer
14:05 12 May 23
Ben, Shannon, Melissa, and Alec were quintessential in the success of a recent, quick close, deal I was working on. They exceeded our expectations each step of the way and were kind and easy to get a hold of. If you are looking for a mortgage lender, feel confident with this team on your side.
Riley White
22:35 11 May 23
I loved how fast and attentive they were to my needs. They did great.
Julian
13:43 10 May 23
Ben, Alec, and the whole MortgageCS team were absolutely amazing to work with! They made the process of buying our first home way easier. We were so impressed with how quickly they answered all of our questions and how helpful they were with explaining the home buying process. I highly recommend working with them!
Jenna Hannan
12:22 10 May 23
The whole team at MortgageCS was outstanding! They were incredibly communicative, answered all of our questions, and really went above and beyond through the whole process. We're so glad we worked with them!
Shona Goldberg-Leopold
15:46 06 May 23
MortgageCS was awesome. Couldn't imagine using another company. Alex, Ben, Melisa and the whole team are amazing. Definitely recommend!
JC Cody
16:05 03 May 23
The mortgage CS team had our back from the moment I reached out all the way till closing day and even beyond. The team made sure that we had everything we needed and guided us through the entire mortgage process and all of the twists and turns that come with it. We were able to secure a better rate than what other lenders offered and were even able to pivot to an even better rate as our closing day approached. It definitely felt like they were going the extra mile for us to make sure we were educated and comfortable with all the happenings. Ben is him! Christine is her! MortgageCS is them!
Dan Lizardo
15:43 03 May 23
If you are in the market for a home I would strongly suggest working with the team at Mortgage CS. My family found ourselves in a very complicated situation when it came time to purchase our first home, and we honestly weren't sure we'd ever be able to find a solution that worked for us. When I tell you these people are literally miracle workers, it's an understatement. You won't find better or more courteous assistance with any other broker. They are all extremely well fitted to their roles in the company and truly go above and beyond for their clients. We honestly can't thank them enough for all they did!!
Alicia Hanley
15:40 03 May 23
Wow! What an amazing experience working with this team. Let me put it simply - we would not have gotten the house we wanted if it wasn't for their on-call support and willingness to go the extra mile.
Matthew Downing
00:08 25 Apr 23
MortgageCS was truly a pleasure to work with. They are responsive, knowledgeable, honest and professional. Most importantly they got us a great rate! Ben and Alec always responded quickly to your questions, and hosted helpful web sessions where we would workshop different loan scenarios to find the best fit for us. When it came time to make an offer they went to bat for us, convincing the seller we were the best choice, so we we're able to win the first house we made an offer on in a very competitive market. They also came in person to closing to make sure everything was in order and to share our questions. Compared to the first time we bought a house MortgageCS helped to make the process way less confusing and stressful. We highly recommend them.
Daniel Lang
18:43 24 Apr 23
All of the Mortgage CS team was great to work with! They were always available to help and answer questions which I really appreciate when things are so busy! They offered me the best rate I could find and were a pleasure to work with. I will definitely recommend them to anyone looking to buy or refinance a home!
Kyle Lukens
19:00 23 Apr 23
I am in love with this company!! From Ben, Alec, Christine and Shannon!! They made my mortgage experience so very easy - if you have mortgage needs please reach out to them. I promise you will not be sorry. I was such a nervous Nellie and they helped alleviate my fears. They made me feel like family!
Susan Bisignaro
00:49 23 Apr 23
Working with Ben, Alec, Shannon and Christine at Mortgage CS was incredibly refreshing. Every conversation was honest and open and they gave us transparent details every step of the way toward securing a loan. They communicated with us to find out what we wanted from our loan experience and then worked to make that happen. I felt they were trustworthy, clear, hard working, responsive and available from the moment we started working with them. Our relator who has worked in the business for over 20 years was equally impressed with them and confirmed they went above and beyond what was industry standard. Ben was present out our closing and we felt he genuinely cared about our experience in securing a loan and getting a home. I am sure they have worked with clients who had much larger loans than we needed for our home but we were always made to feel important and a priority for the team at Mortgage CS. I would give them my highest and most heartfelt recommendation.
R. J. McDaniel
02:48 15 Mar 23
Ben and his team of professionals were awesome. They made the mortgage process seamless and worked extremely well with our real estate agent.
Darrion Woodard
02:05 14 Mar 23
MortgageCS did our pre-approval package at lightning speed, and turned around every update just as fast. Ben and Alec were incredibly responsive and personable, and helped us understand how to think about different mortgage options. Highly recommended!
Bill Hess
00:55 14 Mar 23
Ben, Alec, Melissa, Shannon, and the rest of the MortgageCS team were absolutely incredible to work with! They’re all extremely thorough, helping my husband and I move quickly to (finally) buy our first house as we navigated this very competitive market.As first time home buyers we had a lot of questions and were up against a lot of competition, but they were in our corner every step of the way — responding to countless texts / calls from us, ensuring we understood every aspect of the process — and working hard to lock in an amazing rate despite market volatility. The team at Mortgage CS are the best there is, and they really went to bat for us in all aspects of our home buying process. We’d highly recommend them to anyone without hesitation!
Graceanne Domino
02:50 10 Mar 23
I cannot recommend MortgageCS enough; they are excellent! From the first conversation when we mentioned we were first time homebuyers, Ben, Alec & team walked us through *everything*, demystified the entire process, and made sure we fully understood every detail and where every dollar would go. They respond at all hours, and even proactively reached out to help us lock in a great rate before they went up. There were also multiple offers we were competing with, and MortgageCS called the listing agent to put in a good word for us/let them know closing would go quickly, and I truly believe it made a difference with our offer. Their communication and transparency made it a very smooth and seamless transaction, and made what can be a stressful process actually enjoyable!
Matt Morgis
20:39 06 Mar 23
Ben and his team were fantastic. We were moving from California to New Jersey and looking to buy a house. We found MortgageCS through the Rights to Ricky Sanchez Podcast and reached out. Ben was quick to respond, smart, able to explain things really well, and just an all around nice guy. We needed new pre-approval letters fast on various occasions and Ben & his team made it happen. The process went really smoothly with no hiccups. This is not my first time buying real estate and MortgageCS was so much better than the other lenders I have worked with. Ben came to the closing and walked us through the loan docs in person - can’t recommend them highly enough. Also, Ben recommended our real estate agent Jane Hipple who was also phenomenal! Use MortgageCS!
Michaela Goldstein
21:02 01 Mar 23
Team MortgageCS Ben, Alec, Melissa and Shannon were wonderful throughout the process. They eased all details quickly and our closing went without any interruptions. Any questions or concerns were always answered in an expeditious manner. My husband and I would certainly recommend MortgageCS to any family members or friends!
Nan Famiglietti
22:42 23 Feb 23
MortgageCS was extremely helpful through each step of the home buying process. As a first time home buyer, it was great to have Ben and the rest of the team available to answer questions. Their response time was super quick, even on nights and weekends. Most importantly, they got us a very competitive interest rate. I'll be sure to recommend MortgageCS to anyone that asks!
Eric K
01:49 22 Feb 23
The entire Mortgage CS team was beyond awesome. I was a first time homebuyer and i spoke with Ben and told him my goals he told me everything i needed to do on my end and he ensured a quick, smooth and easy process. Ben, Melissa, Alec & Shannon were such an amazing help throughout my process. Everyone was so great at communicating and responding back to me asap whenever i had a question. Ben was very patient with me and took his time with everything! I love how they kept me in a the loop of everything that was going on so i wouldn’t feel left out and confused . I would highly recommend the entire MortgageCS team without hesitation! Closing was a breeze! Ben told me early on that he would be at my closing and sure enough he showed up i loved that.
Denise Mccafferty
15:15 15 Feb 23
Melissa, Shannon, Ben, and Alec were AMAZING to work with on securing my loan, made the process easy to understand, and explained every part in great detail. I would highly recommend them and I plan on using them again in the future. A+ service!
Brandon Jacobs
13:45 15 Feb 23
If anyone is searching for a mortgage company, look no further. Our experience with MortgageCS was the best it could possibly be. From the beginning stages that started over a year ago to the end at closing, was one of the most rewarding experiences we could have asked for. Every single discipline at the company whether it was the CEO, COO, Loan Processor, or Closing Manager was as consistent and professional as you could hope for. The relationships that we developed during the process made us feel like we were family. I can't imagine ever conquering our goal of being homeowners without their lead and direction. We are so thankful and grateful that our paths crossed with such an amazing company.
steve jagger
13:24 25 Jan 23
My husband, Tim, and I had a wonderful experience working with Ben and his team at Mortgage CS. They were always available to answer our questions, and spent a lot of time with us explaining the documents. We would recommend them to anyone searching for a mortgage as they will help you get the best rate, and help you feel at ease with the loan process.
Nicole Capone
18:50 02 Jan 23
We highly recommend MortgageCS for any of your home buying or refinancing needs. As first time home buyers, MortgageCS made the process very smooth and easy. They were always available to answer our questions, whether it be over the phone, text, email, or screen share. They were helpful and informative every step of the way. We could not have bought our first home without the help from Ben, Alec, Melissa, Shannon, and the entire MortgageCS team.
Alyssa Lopez
00:53 31 Dec 22
Ben and the team are definitely the best around the Levittown area. Made the home buying process really easy for us.
Sehrish Rashid
22:24 29 Dec 22
My husband and I had a positive experience as first time home buyers. We had a lot of questions and got a response within minutes! Big shout out to Alec who took much time to answer our questions and explain the housing market to us. Everyone is very nice and helpful. I’d recommend this business to my friends and family any day.
Julie Massa
20:01 26 Dec 22
Ben and the entire team at mortgage CS provide a flawless experience and excellent customer service for their clients and realtors! (In addition to the obvious of low rates & low fees!)
Kim Rock
16:24 21 Dec 22
Melissa, Shannon, Alec and Ben were fabulous to work with and made what could have been a stressful process almost enjoyable. My realtor was amazed that Ben came to the closing. I highly recommend this company!
Cynthia Jarvis
01:45 17 Dec 22
My realtor recommended MortgageCS and I did not regret it for a second. As a first-time homebuyer, the process can be extremely complicated and stressful, but they were there to guide me every step of the way. The team is great – they are in constant communication and snap into action immediately to make sure your settlement goes as smoothly as possible. I highly recommend them!
Matthew Hausknecht
13:59 15 Dec 22
Mortgage.CS provided outstanding support from start to finish in our home buying process! My wife and I were first time homebuyers. Working with Shannon, Christine, Ben, and Alec from the Mortgage.CS team was vital in helping to calm our nerves and explain aspects of the mortgage process that we had no clue about. The team was always available to answer questions during all hours of the day and night throughout this process. We were tough customers since I changed jobs during the home buying process and needed some additional hand holding. Mortgage.CS was by our side every step of the way. I would recommend them to anyone looking to by a home (especially first time buyers). Ben is also one of the smartest people when it comes to financing a home! Thank you!
Ian Wolf
02:07 15 Dec 22
I would give more than 5 stars if possible. The whole team was a pleasure to work with and made my mortgage experience seamless. I really appreciate it! Would highly recommend.
Drew Semple
02:01 15 Dec 22
I wish I could work with the MortgageCS team on every project I have in my life because they made the entire process super easy and seamless from start to finish! Alec, Ben, Christine and Shannon were the dream team for me and my husband and guided us through the process as first time home buyers. Any question we had about the mortgage process - numbers, rates, options, lenders, documentation - they answered throughly in detail within seconds. Being a first time homebuyer is an overwhelming process but with MortgageCS me and my husband felt at ease knowing we had the guidance of MortgageCS behind us to help us and ease the chaos that comes with a first home. I HIGHLY recommend MortgageCS to anyone and everyone - it will make the home purchasing process a dream!
Melanie Goffman
01:45 15 Dec 22
They are TRULY a Mortgage Concierge. Ben and Alec checked in regularly as my husband and I waded through an almost 2 year long rollercoaster post COVID-19 to even be able to start our refi. When we were ready, within about 60 days we were funded and moving on with our lives. The entire team was so friendly, detail-oriented, and focused.
Taryn Bialoszewski
02:05 14 Dec 22
We used MortgageCS as first-time homebuyers in today’s tough real estate market and we couldn’t be happier! The entire team made the process easy to understand and as smooth as possible.At the start of the process, Ben took the time to walk us through all the financial considerations we needed to make as we worked out the details of what we could afford. We asked for several updates to our pre approval letter as we continued to make offers and the MCS team sent them over without hesitation every time, including on evenings and weekends! We also workshopped different strategies along with Ben, Alec, and our realtor to ensure we could stand out (especially with 30+ offers on some houses we bid on!). I never had a doubt that we were doing the best we could with what we had thanks to the creative strategies this team suggested.Once we got our dream home under contract, it felt like smooth sailing! Our processor Melissa kept in contact with us at every step and we were clear to close in record time. Shannon made it easy to understand our closing documents and what we’d need for closing, and Ben was kind enough to attend settlement so we had no questions lingering at all. The bow on top of it all was the great rate we locked in thanks to Ben’s expertise at a time when rates were moving all over from day to day!MortgageCS truly deserves 6 stars in my book. We couldn’t be happier in our perfect first home and we have the whole concierge team to thank for getting us here!!!
Katya Ivanovski
13:28 06 Dec 22
I worked with the MortgageCS team to buy a house over the summer. The housing and mortgage markets were constantly influx at that point because it was right around when the Fed was starting to raise rates. Alec and Ben could not have been better to work with when it came to choosing a mortgage provider and Melissa was amazing with closing the mortgage. The team was incredibly professional and knowledgeable. They were also completely honest and transparent about everything. They had answers to everything I asked and if on the off chance they didn't know, they found out and got back to me quickly. I don't think these people sleep. If you are buying a house and need to get a mortgage, you cannot find a better group of people to help you with the process. They are amazing.
Tom Hipple
16:20 03 Dec 22
Ben, Alec and team provided first-class expertise and service throughout my experience working with them. Always responsive and made things as easy as it gets. Highly recommend!
Patrick Archer
23:11 30 Nov 22
The entire MortgageCS team is amazing! We cannot say enough good things about them. From the start of the process until settlement (and after!) they were always available, responded quickly, and made the process seem easy. They have a great team that keeps you updated throughout, works to get you the best loan, and keeps the process moving in a timely manner. We closed on the date we needed and they were at settlement and made that seamless. We cannot thank them enough and would recommend to anyone!
Geoffrey Labe
01:27 25 Nov 22
Ben, Alec, and the entire team at MortgageCS made the process of securing a mortgage downright easy. The clarity and frequency of their communication eased any anxiety we had about the process. They were available what seemed like 24/7 to respond to our questions and concerns, helping us to lock in our rate at the perfect time.The team also has an amazing ability to break down what is normally an intimidating process into very easy to understand steps. We felt extremely comfortable because of the transparency and knowledge they provided along the way. We can’t recommend MortgageCS enough!
Madeline Ciesielski Reigh
18:42 23 Nov 22
Ben, Alec and Melissa made a complicated process go very smoothly. We would use them again.Frank & Tina
Frank Gregor
14:06 22 Nov 22
Everyone (I think I talked to 4 different people) were so easy to communicate with. They never made me feel like I should already know the answer to the question I was asking. They were professional, but also casual/easy to talk to. Lastly, they’re in your corner and want to make sure you don’t have even the smallest question unanswered. They’re amazing.
JB VanDame
17:36 15 Nov 22
Ben represented the buyer on one of my listings. He was easy to get in touch with and very communicative throughout the entire process. I would highly recommend him if you’re looking to purchase a home and need financing OR if you are considering refinancing! A lot of lenders are no longer attending settlements since COVID…Not Ben. He was there representing his buyer! Highly recommend, you won’t be disappointed!
Brooke Kelly
15:34 08 Nov 22
Great company to work with. Alec, Ben and Christine really helped me through the mortgage process and got me a great rate. Mortgage CS struck the perfect balance of keeping me informed with as much detail as I wanted, and making all the paperwork easy. Highly recommend!
Garret O'Donovan
13:19 04 Nov 22
Melissa, Shannon, Ben, and Alec were fantastic! I was impressed by the response time to my questions and their ability to put me at ease throughout the whole process. Everyone was so nice, I felt like we were old friends. Throughout the process of buying my home, it was a breeze, because they prepared me every step of the way. Melanie was fantastic, she had checklists for me to follow and sent reminder emails. The MortgageCS gang were all very patient and understanding. I felt like nothing could go wrong because I had MortgageCS by my side the whole way. You can’t go wrong using MortgageCS for your next real estate purchase! No stress!
Lark Shelley Crudele
11:45 29 Oct 22
Ben, Alec, Christine and Shannon made the process of buying our home as seamless as possible. MortgageCS proves that the traditional mortgage process is over complicated and outdated. The whole team at MortgageCS is extremely responsive and kind. We closed in 30 days and our loan was clear to close a whole week before we made settlement. Ben did a great job in our initial conversation of discussing strategy in an environment where interest rates are rising quickly. If you are looking to buy or refinance use MortgageCS, you won't regret it!
Holden McKinney
16:12 27 Oct 22
Ben and the team were awesome to work with and made everything so easy! They walked us through each step of the process with clear instructions and lots of reminders. As well as coordination between all the entities involved. Anytime we were unsure or unclear they made time and space to explain it to us. Additionally when we closed Ben was there to walk us through all the paperwork.
Krystal Rosebud
16:47 24 Oct 22
Ben, Melissa, Alex, Shannon, and the rest of the team at MortgageCS went above and beyond to make sure our mortgage transaction went smoothly. We were cleared to close more than two weeks before our scheduled settlement date and we were actually able to close early! The team was available any time we had questions or needed information, and they helped us make adjustments to our loan to fit our needs. To top it all off, when interest rates were set to rise, Ben called to get my approval to lock in our rate. We are so thankful he had the foresight to alert us to the upcoming changes and took great care of us. We recommend MortgageCS to anyone who is looking for a lender!
Tina Curry-Logan
19:07 20 Oct 22
Going through the homebuying process for the first time - I can honestly say that this team made the process incredibly easy. They are with you every step of the way, answering whatever questions you throw their way, and even working with you to develop the best gameplan that works for you. We couldn't be happier with our decision and would honestly recommend this team to anyone.
Eric Crescenti
16:54 06 Oct 22
Ben & his team were excellent. Very hands on and communicative throughout the entire process. The Seller asked if we could close a week early and they were able to do so with no questions asked. Ben also came to Settlement (which I love) and was able to be a major support to our Buyer clients.I will definitely be recommending them to clients in the future!
Maria Petrogiannis
15:09 06 Oct 22
I cannot say enough good things about MortgageCS. I was working with a different company at first and was incredibly stressed out…they just kept sending me things to sign with no explanation, and as a first time home buyer, my head was spinning. Thankfully, my realtor recommended that I contact MortgageCS, and everything was SO much easier from that point on. Everyone I spoke to was incredibly helpful and made sure I understood all my options. I really felt like I could trust them and most importantly, was very confident that I fully understood what I was signing in the end.
Alicia Calvin
00:02 06 Oct 22
Without hesitation I would recommend MortgageCS. As first time home buyers we had a lot of questions and stress, but their team was great at accommodating all of our concerns and needs. They helped us get a competitive rate and made underwriting a breeze. Every person we worked with treated us with utmost transparency, professionalism and friendliness. I hope I don’t have to buy a home again for a long time but if I do, these will be the folks I call. Thanks MortgageCS!
Daniel Browne
18:49 30 Sep 22
The team helped me push through a really fast close. They were absolutely professional, and a joy to work with. Will definitely use them again.
Cameron Stark
11:27 14 Sep 22
I recently purchased a condo in PA. My realtor recommended Mortgage CS. I hit the jackpot!! From start to finish, the Newtown team were the BEST....professional, quick to respond to every question, every need, not only pleasant but fun!! They are a true team, working so well together, handling all mortgage aspects through and beyond closing. I would add a 6th star if I could.
lyn strickland
11:38 13 Sep 22
The team at MortgageCS was amazing. My mortgage was more complex and they worked tirelessly until settlement day! I’m so thankful I had this team behind me guiding me every step of the way on my first home purchase! Ben, Alec, Melissa, Christine and Shannon are the real A-Team!
Alexis Sonder
20:11 16 Aug 22
We had a fairly complex mortgage requirement under a very tight timeline. The entire Mortgage CS team was on top of everything; responsive, knowledgeable and resourceful all while being professional and easy to work with. The team ensured we knew what alternative mortgages and rates existed and helped us make the best decision for us.
Riley Smith
16:55 08 Aug 22
Wow what can I say, this is far and above the best service I’ve ever received. Seriously. The team at MortgageCS went wayyyyy above and beyond for my family and I. They were huge advocates for us throughout the process. I can call them friends now, or even family for that matter. This review does not do it justice. It was my first time using them and they will be my forever mortgage team now. They deserve 10 stars not 5.
Joel Paglione
13:50 19 Jul 22
The team at MortgageCS flawlessly delivered the exact experience they market. The team we worked with – Ben, Alec, Melissa, and Shannon – were incredible partners who were available every step of the way. Ben and Alec fielded countless phone calls and texts from us as we navigated the super competitive market and rising interest rates. We relied heavily on their knowledge and expertise and they did not steer us wrong. Once under contract, Melissa and Shannon were super organized and attentive. We did not need to ask for anything – the entire team was always a step ahead right up until closing. MortgageCS helped us get the best rate and were a pleasure to work with. We had an awesome experience and highly recommend!
Kelly Swim
14:23 18 Jul 22
I recently worked with MortgageCS for the purchase of my first home. From my initial dealings with Ben (CEO) and Alec (COO), who are the Co-Founders, I was able to get answers to all of my questions with concrete answers. They were also extremely responsive, providing pre-approval and approval letters within minutes, an absolute necessity in this housing market. Ben assisted me in locking in a rate that, by the time we reached closing, saved me more than $600/month in interest! As the process continued, I worked with Melissa, Director of Loan Production in gathering all of the financial documents and information to secure my loan. This portion of the process was by far the most labor-intensive and Melissa made everything as simple and straightforward as possible. The MortgageCS online portal/document submission made everything easier as well. Finally, I worked with Shannon, the Closing Manager, in the final weeks to finalize everything for closing. Ben, the CEO and Co-Founder, attended my closing in person and was there to explain everything to me. Both the Title Agent and the Real Estate Agent made a comment about how nice (and unusual it was) to have the Mortgage Broker present in-person at the closing, which says a lot. From start the finish, the entire team did a tremendous job to make an inherently painful process as smooth and painless as possible. I will certainly use them in the future for any purchase or re-fi and I would highly recommend MortgageCS to friends and family.
Michael Budner
14:58 30 Jun 22
Moving back to PA from TX was a breeze because of this team! I tried using a big bank to buy a home, but they were slow and not helpful. As soon as I talked to Ben and Alec, I knew we made the right choice to help us with all the paperwork and questions/answers with buying a new home.The team really went above and beyond, Christine and Shannon did all the leg work bringing the loan to a close and on time! Highly recommend, especially in the confusing world of mortgage lenders and brokers, everyone at MortgageCS will help you and give you all the answers.
Tim Russo
23:06 08 Jun 22
I thought getting a mortgage/home was gonna be a terrifyingly overwhelming experience, at least that's what everyone we know told us, but that wasn't the case.Ben, Alec, Shannon and Melissa made sure this process was as smooth, simple and convenient as possible.They were really communicative, kept us and our realtor updated; always available and willing to explain every single little question of ours.Best part, they prepared us before our closing so when the time came we had no questions and got out of there with our keys in less than 30 minutes.Great experience! Great Service!
Jazmín Alandete
16:01 07 Jun 22
Alec and Ben and their whole team were fantastic to work with. Super responsive, and always helpful, they helped me navigate a VERY challenging and frankly confusing real estate market. They were with me every step of the way, and that helped give me the confidence to make an offer that got me into the house I wanted to be in. Also, they make great coffee 🙂
Jim Snavely
18:37 06 Jun 22
The team over at MortgageCS was so awesome to work with. We had a quick closing so they worked overtime to get everything in order for the purchase of our first home. Communication, attention to detail and overall customer service couldn't be beat. Thanks to Ben and his team for making the home buying process so painless.
Mary Mathias
23:49 03 May 22
I recently completed a transaction with Ben and the rest of the team. I was (and still am) so impressed by their knowledge and prompt communication. I cannot think of a single time during the entire process where I had to wait for more than 5 minutes to get a legitimate response either. They made the process smooth and easy, even when we ran into a small speed bump right before closing.As a realtor, I work with a lot of lenders and brokers on a weekly basis...but I highly recommend you check out MortgageCS. They are sharp, friendly, and professional. Even more than that, they are dependable!! I hope to work with them again soon!
Tyler Mow
15:47 28 Apr 22
My wife and I had previously tried to use a mortgage broker to refinance our house and it turned into a disaster. So when we had to refinance quickly before our rates went up, due to our ARM, I decided to try MortgageCS. Wow what a difference it was. From the very beginning Ben and his team made it feel like you were their only client. He even worked on Sunday to get us the best rate possible! He also talked through all of the options with me to ensure that I understood the advantages and disadvantages of each one. I highly recommend them to anyone and everyone.
Matthew McCarroll
00:42 28 Apr 22
Professional, kind, and on-point.
Dalton Lanoza
12:59 25 Apr 22
Alec, Ben, Maggie, and team were amazing!! As a first-time homebuyer I didn’t know what to expect from a mortgage broker. They exceeded any and all expectations! Team members were available at all hours to assist with any questions or needs I had. They were prompt in responding to emails and proactive in sending documents for review and tying up loose ends. They had answers and solutions before I even had the questions. I couldn’t have asked for an easier home-buying experience. You guys are the best!!
Chris Esh
23:46 20 Apr 22
MortgageCS made my home buying process a breeze. Their entire process is extremely streamlined and communication was top notch. 10/10 would recommend.
Larry Hernandez
17:08 20 Apr 22
Alec, Ben, Ethan, Christine, Shannon, and the entire team at MortgageCS are amazing! I would not trust anyone else to handle such an important part of home-buying. They go above and beyond to get you the best possible rate, and have incredible service too. Any time day or night that I needed something, they were there for me. I would recommend them to anyone who is in the home-buying process and needs a mortgage. Just give them a call and you will see what I mean.
Patrick Yacovelli
14:53 11 Apr 22
Amazing communication, transparency, and knowledge. Ben, Christine and the entire group take it to the next level. Truly an easy process!
Fredo H
17:47 28 Mar 22
Great experience working with Alec, Ben, Melissa, and Shannon! They were able to get us a clear to close 10 days before the mortgage commitment, and 19 days before closing! You cannot go wrong with these experts. Thank you again!!
sandy rodeheaver
03:11 24 Mar 22
Ben, Christine, Shannon and Alec have been fantastic partners! From the very start I loved the transparency around interest rates and the ability to make an informed decision. Then as I looked to close on my house, the team provided regular status updates and gave me plenty of time to decide if I wanted to extend my rate due to my builders delays. Although my deal ended up falling through due to the builders inability to produce critical documents, the CS team always had my back and felt like a trusted member of my team. When I jump back into the house buying ring I will definitely use them again.
Brittani Stepter
15:50 18 Mar 22
I honestly cannot say enough good things about MortgageCS! From initial steps of getting my preapproval letter, to finalizing everything needed for closing, MortgageCS took care of it all and I never had to question the status of anything or what they needed from me. Being a first time home buyer I was assuming the entire process would be super stressful, but it wasn't even a little bit! At one point I even asked Maggie when I should expect the stress to hit, and she assured me everything was right on track and it really was! I never once had any unexpected hiccups, and I could not be more grateful to Ben, Alec, Maggie, Shannon and Ethan! This dream team provided me with updates every step of the way, even calling me one day just to let me know they didn't need anything from me! Thank you MortgageCS for helping me make a huge life change and keeping my sanity in the process!
Shannon Heacock
15:44 18 Mar 22
After speaking to a few brokers, we decided to go with MortgageCS team because of their professionalism, pay model transperancy, patience and expertise. The entire team did a great job of explaining every component of the process - what was happening then and what is coming up, how long each part should take, AND clearly articulating what was pending from us versus the lenders or the brokers. They were also very quick to respond and was easily available almost 24/7. I highly recommend their services.
Miriam Chiume
18:31 12 Mar 22
Loved working with the team at MortgageCS to get my refinance! As I told them, this is my fourth mortgage and most pleasant one by far! Ethan Tomko, Alec Baker, Ben Stucker, Maggie Lyons, and Shannon Murphy were all so helpful in getting all my ducks in a row and keeping the process moving along smoothly. They were available at all times and days, even when they probably shouldn't have been working. In the past with other companies I felt like I was juggling so many pieces and at the last minute I would be asked for more documents and always very urgently. I was amazed there was none of that with MortgageCS! They were so organized, communicative, and never made me feel stressed about it. I am so relieved my friends recommended them to me and can't thank them enough for all of their support! 5 stars and then a bunch more!
Elyse L
22:45 08 Mar 22
Smoothest loan or refinancing transaction I have ever experienced. Super-responsive service and customer focus. While I know I wasn't, Ben's team made me feel as though I was their only customer. Highly recommend MortgageCS.
BRUCE BLEIMAN
15:12 16 Feb 22
Working with the people at MortgageCS has been a pleasure. Ben, Alec and Maggie are incredible. They answered my calls and emails promptly day and night and managed to ease all my anxieties. Ben did an amazing job getting me a great rate and worked to keep my closing costs within budget. He even attended closing and surprised us with gifts. You will not find a better mortgage broker to work with. I will be recommending MortgageCS to all of my family and friends.
Nicole Franklin
19:01 01 Feb 22
Ben Stucker and his team made the whole process of buying our first home absolutely seamless and as stress-free as possible! Without hesitation, we recommend MortgageCS to anyone in the market to buy or refinance.
Krystel Mills
21:19 20 Jan 22
Simply the best in the business!I will be the first to say I’m not the easiest customer at times with my questions and indecision however they took it all in stride.Their level of customer service is un matched and very much appreciated.I would recommend them to anyone looking for a trustworthy and customer oriented experience.
Dan Hartong
21:47 08 Jan 22
The MortgageCS Team made it so incredibly easy to obtain my mortgage for my new home. The Team was extremely responsive to ALL of mine or my agent's questions, and their responses were always comprehensive and helpful. I would strongly recommend working with MortgageCS to anyone!
Rachel Chiaverelli
15:57 06 Jan 22
Highly recommend MortgageCS! They may be based in Philly, but they're registered in a number of states - including MD, VA, and DC - and it felt like they were just down the road. The entire team was professional, diligent, communicative, and kind. If you're looking for expert, service-oriented assistance, look no further!
Nicole Patierno
01:52 05 Jan 22
Thanks to the excellent team at MortgageCS! I presented the team with a challenge to move fast on a VA purchase and they delivered! Maggie was super responsive with the many deliverables that were required. The whole team was really transparent and I was not left wondering what was going on in the process. Thanks again for all of your help in closing the deal to keep the family home in the family for another generation.
Patrick Flynn
14:37 27 Dec 21
Working with Ben and Alec and the entire Mortgage CS team was wonderful. They were so responsive and took the time to carefully walk us through all of our options and got us the best rate for our new home. We always felt like their number one priority. The purchase of our home was smooth and painless thanks largely to their expertise. I highly recommend them!
JENNIFER WESTLAKE
19:49 21 Dec 21
Communication is so crucial in our business. Everyone at MortgageCS are amazing and their communication is TOP NOTCH. They kept me up to date on everything. They got me everything needed before it was even due. Alec and Ben go above and beyond on every deal we do. They actually care and that is huge. Will do many more deals with them. Thanks guys!!!!!
Tom Greer
17:11 21 Dec 21
Ben Stucker and the MortgageCS Team are hands down above the rest! The level of professionalism, high communication and teamwork with this mortgage company is outstanding. I am a real estate professional and have been in this business for many years......this team of professionals care SO much about the client and providing such a high level of service and amazing rates! I have full confidence when I refer my clients onto Ben and his team, and I am proud to be in business with such a great group of people! FIVE STARS all the way!
Darcy Scollin
13:54 21 Dec 21
This is my 2nd time working with Mortgage CS and both experiences were fantastic. Ben, Ethan, Christine and Shannon were all very knowledgeable, great at communicating updates, trustworthy and overall a pleasure to work with. And my rate was fantastic! Highly recommend!
Jessica Blondeel
18:03 20 Dec 21
Things are not easy when you buy a house for the first time, but they made it. They really made it easy and smooth. The best mortgage company I have ever dealt with. Ben and team are very professional, experienced and so helpful. I am so grateful for their tremendous help. Highly recommend it.
Sukanta Deb
02:38 18 Dec 21
The entire team was amazing every step of the process. I would recommend to all!
Tom Brolle
15:00 14 Dec 21
I could not be happier with the support and professionalism I experienced with MortgageCS. My Financial Planner recommended them to help with my refi and they were fantastic. Ben and his team walked me through each step of the process and everything went flawlessly. I got a great rate and the process was completed very quickly!
Lou Calzi
15:55 07 Dec 21
This team is the best. Every individual I worked with during the home-buying process was amazing at their job. They were seemingly always available for your silly questions at the most random of times.During what was supposed to be one of the most stressful processes, the MortgageCS team made me feel 100% alright. I’d work with them again in utmost confidence.
bmilla35
22:41 06 Dec 21
I just worked with Ben Stucker and the Mortgage CS Team for a smooth refinancing. Great rates, great service team, personal attention and fast! Thanks MortgageCS
Bob Phelan
19:55 02 Dec 21
Super helpful & easy going. Helped me buy my first house and as a first-time buyer not knowing anything, I was Guided very well and told what to do and what not to do. The process was very fast and easy, And I got the best RATE !!
aqeel michael
23:35 01 Dec 21
MortgageCS made our dream home a reality with a smooth application process and knowledgeable team. We felt completely confident and just celebrated our closing. Thank you!
Michael Kosco
23:34 01 Dec 21
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