Home Equity Line of Credit Search

We’ve collected HELOC information from numerous banks and credit unions to save you time.

Bank Intro Rate / Term Margin Max Loan-to-Value (%) Max Loan ($) Details
Bank of America 3.74% for 12 months + 0.30 Not listed 1,000,000 Visit Site
BB&T 2.99% for 6 months - 0.26 89.99 1,000,000 Visit Site
Beneficial - + 0.25 to +1.00 80.00 500,000 Visit Site
Bryn Mawr Trust - - 1.00 80.00 750,000 Visit Site
Chase - + 0.25 to +2.64 Not listed 500,000 Visit Site
Citadel 2.49% for 6 months + 0.00 90.00 Not listed Visit Site
Citizens - - 0.75 80.00 Not listed Visit Site
First Trust 1.99% for 6 months + 0.00 80.00 500,000 Visit Site
Freedom Credit Union - - 0.01 80.00 Not listed Visit Site
Fulton Bank of New Jersey - + 0.00 80.00 500,000 Visit Site
Genisys Credit Union - - 0.25 to +0.50 95.00 Not listed Visit Site
Hatboro Federal Savings - - 0.25 80.00 200,000 Visit Site
Inspire Federal Credit Union 2.49% for 6 months - 0.26 to +1.50 100.00 500,000 Visit Site
M&T Bank - - 0.26 89.99 1,000,000 Visit Site
Navy Federal Credit Union - +0.25 95.00 500,000 Visit Site
Penn Community - + 0.00 80.00 1,000,000 Visit Site
Philadelphia Federal Credit Union - - 0.25 Not listed Not listed Visit Site
PNC - - 0.69 to +1.11 89.90 Not listed Visit Site
Republic Bank - - 0.76 to +1.99 89.99 1,000,000 Visit Site
Santander - - 1.00 to +2.75 89.99 750,000 Visit Site
Sun Federal - + 0.50 95.00 Not listed Visit Site
Trumark Financial Credit Union 1.99% for 6 months - 1.01 90.00 300,000 Visit Site
Univest - + 0.00 to +1.49 Not listed Not listed Visit Site

Intro Margin / Term: Banks will offer promotional terms as a way to entice would-be borrowers. Promotional terms are often dependent on opening a checking account or certain initial loan size being drawn from the HELOC.  Margin: The margin is added to an index (typically the prime rate) to calculate the interest rate associated with a HELOC. Max Loan-to-Value: The maximum loan size available as a percentage of the home value. Please note that some Loan-to-Values may require higher margins. Max Loan: The maximum allowable loan size listed on the bank’s website for HELOC loans.

Disclosure:  The prime rate is 5.25% as of 10/16/2018. This is not an offer or commitment to make a loan. MortgageCS collects and displays this information in order to assist financial advising professionals and their clients with understanding the range of HELOC programs available. MortgageCS cannot guarantee the accuracy of this information, so please reference the bank’s website for complete details and terms.  

Frequently Asked Questions

Where does this information come from?
Information collected for this table is sourced directly from the bank or credit union’s website. Every attempt is made to ensure accuracy and we also include a link to view and research all relevant information for yourself.
Does MortgageCS get paid to display this information?
Never. We collect this information in order to assist financial advising professionals and their clients with understanding the range of HELOC programs available from various lending institutions.
Will MortgageCS provide me with a HELOC?
MortgageCS does not originate mortgages of any kind. MortgageCS is leading the charge to improve mortgage outcomes by remaining unbiased and act as a resource for financial advisors and their clients.
What if I want to explore first mortgage options?
MortgageCS offers a suite of products and services to financial professionals and their clients. Contact us using the green circle chat widget on this page. We’d be happy to connect and help you.
Can you add another bank or credit union to this list?
Sure thing! Message us using the green circle chat widget on this page, and we’ll be happy to add it.
What if my question isn’t answered here?
No problem! Contact us using the green circle chat widget on this page. We’d be happy to connect and help you.

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